Free Hardin County, Illinois seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Hardin County. The calculator applies Illinois and Hardin County rates for you.
- Median home value
- $91,700
- Transfer tax on $90,000
- $135
- Seller costs on $90,000
- About $7,092
- Median property tax bill
- $1,078 a year
- Owner's title policy
- Seller pays
- Population
- 3,623
Hardin County transfer tax
On a $90,000 sale in Hardin County, transfer taxes come to $135: State real estate transfer tax and County real estate transfer tax. By custom the seller pays it.
| Tax | Rate | Paid by | On $90,000 |
|---|---|---|---|
| State real estate transfer tax | $0.50 per $500 | Seller | $90 |
| County real estate transfer tax | $0.25 per $500 | Seller | $45 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $90,000 local median value | $135 | $0 | $135 |
| $250,000 | $375 | $0 | $375 |
| $500,000 | $750 | $0 | $750 |
| $1,000,000 | $1,500 | $0 | $1,500 |
Example Hardin County seller net sheet
A $90,000 sale, close to the county's median home value of $91,700, with a 5% commission and a $55,000 mortgage payoff. Seller costs come to about $7,092, or 7.9% of the price.
| Line | Seller |
|---|---|
| Sale price | $90,000 |
| First mortgage payoff | −$55,000 |
| Real estate commission (5%) | −$4,500 |
| State real estate transfer tax | −$90 |
| County real estate transfer tax | −$45 |
| Owner's title insurance policy | −$450 |
| Settlement / closing fee | −$600 |
| Seller's attorney fee | −$700 |
| Survey | −$550 |
| Release / satisfaction recording | −$107 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $27,908 |
Who pays what in Hardin County
In Hardin County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by an attorney, and each side normally has its own attorney.
Property taxes in Hardin County
The median property tax bill for homeowners in Hardin County is $1,078 a year, about 1.18% of the median home value of $91,700 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Taxes are paid a year in arrears (Cook County installments Mar 1 and Aug 1 for the prior year); the seller credits the buyer for the prior year if unpaid plus Jan 1 through closing, customarily at 105%-110% of the last bill.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Hardin County seller questions
How much is the transfer tax in Hardin County, Illinois?
On a $90,000 sale in Hardin County, transfer taxes come to $135: State real estate transfer tax and County real estate transfer tax. By custom the seller pays it.
How much are seller closing costs in Hardin County?
On a $90,000 sale, close to the median home value in Hardin County, with a 5% commission, estimated seller costs are about $7,092 (7.9% of the price). Without commission they are about $2,592. The loan payoff and property tax proration change the final number.
Who pays for title insurance and closing fees in Hardin County?
In Hardin County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by an attorney, and each side normally has its own attorney.
How much are property taxes in Hardin County?
The median property tax bill for homeowners in Hardin County is $1,078 a year, about 1.18% of the median home value of $91,700 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Taxes are paid a year in arrears (Cook County installments Mar 1 and Aug 1 for the prior year); the seller credits the buyer for the prior year if unpaid plus Jan 1 through closing, customarily at 105%-110% of the last bill.
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