Free seller net sheets by state
Transfer taxes and closing customs change a seller's net more than anything but the payoff and commission. Here is what each state charges and who customarily pays it.
Every state page links to a net sheet page for each of its counties and its larger cities, for example Florida counties, California counties and Texas counties. Buyer side: buyer closing costs.
| State | State transfer tax | Paid by | Local transfer taxes | Owner's title policy |
|---|---|---|---|---|
| Alabama | $0.50 per $500 of price above the new mortgage | Seller | No | Seller |
| Alaska | None | — | No | Seller |
| Arizona | None | — | No | Seller |
| Arkansas | $3.30 per $1,000 | Split (33% seller) | No | Seller |
| California | None | — | 30 local | Seller |
| Colorado | $0.01 per $100 | Buyer | 14 local | Seller |
| Connecticut | 0.75% to $800K, 1.25% to $2.5M, 2.25% above (marginal) | Seller | 3 local | Buyer |
| Delaware | 4% total | Split 50/50 | No | Buyer |
| District of Columbia | 1.1% under $400,000; 1.45% at $400,000 and above + 1.1% under $400,000; 1.45% at $400,000 and above | Seller, Buyer | No | Buyer |
| Florida | $0.70 per $100 | Seller | 2 local | Seller |
| Georgia | $1.00 per $1,000 ($0.10 per $100) | Seller | No | Buyer |
| Hawaii | $0.10 to $1.00 per $100 by bracket (whole price) | Seller | No | Split 50/50 |
| Idaho | None | — | No | Seller |
| Illinois | $0.50 per $500 | Seller | 75 local | Seller |
| Indiana | $20 flat (no transfer tax in Indiana) | Split 50/50 | No | Seller |
| Iowa | $1.60 per $1,000 ($0.80 per $500) on the amount over $500 | Seller | No | Seller |
| Kansas | None | — | No | Split 50/50 |
| Kentucky | $0.50 per $500 | Seller | No | Buyer |
| Louisiana | None | — | 1 local | Buyer |
| Maine | $2.20 per $500 total ($1.10 each); +$3.80 per $500 above $1M | Split 50/50 | No | Buyer |
| Maryland | 0.5% | Split 50/50 | 55 local | Buyer |
| Massachusetts | $4.56 per $1,000 ($2.28 per $500) | Seller | 3 local | Buyer |
| Michigan | $3.75 per $500 | Seller | 1 local | Seller |
| Minnesota | 0.33% | Seller | 1 local | Seller |
| Mississippi | None | — | No | Buyer |
| Missouri | None | — | No | Seller |
| Montana | None | — | No | Seller |
| Nebraska | $3.32 per $1,000 | Seller | No | Split 50/50 |
| Nevada | $1.95 per $500 | Seller | 2 local | Seller |
| New Hampshire | $1.50 per $100 total ($0.75 each) | Split 50/50 | No | Buyer |
| New Jersey | $2.00 / $3.35 / $3.90 per $500 by bracket + $2.90 to $6.05 per $500 by bracket + 1% over $1M, 2% over $2M, 2.5% over $2.5M, 3% over $3M, 3.5% over $3.5M (whole price) | Seller | No | Buyer |
| New Mexico | None | — | No | Seller |
| New York | $2.00 per $500 + 1% of price when $1,000,000 or more | Seller, Buyer | 24 local | Buyer |
| North Carolina | $1.00 per $500 | Seller | 1 local | Buyer |
| North Dakota | None | — | No | Seller |
| Ohio | None | — | 4 local | Seller |
| Oklahoma | $0.75 per $500 | Seller | No | Seller |
| Oregon | None | — | 1 local | Seller |
| Pennsylvania | 1% | Split 50/50 | 46 local | Buyer |
| Rhode Island | $3.75 per $500 + Additional $3.75 per $500 over $824,000 (residential; indexed yearly) | Seller | No | Buyer |
| South Carolina | $1.85 per $500 | Seller | 1 local | Buyer |
| South Dakota | $0.50 per $500 | Seller | No | Split 50/50 |
| Tennessee | $0.37 per $100 (0.37% of the price) | Buyer | No | Buyer |
| Texas | None | — | No | Seller |
| Utah | None | — | No | Seller |
| Vermont | 0.5% on the first $200,000; 1.25% above + 0.22% above $200,000 | Buyer | No | Buyer |
| Virginia | $0.50 per $500 ($1.00 per $1,000) + $0.25 per $100 | Seller, Buyer | 3 local | Buyer |
| Washington | 1.1% to $525K; 1.28% to $1.525M; 2.75% to $3.025M; 3% above (marginal) + $5 per affidavit | Seller | 6 local | Seller |
| West Virginia | $1.10 per $500 + $20 per deed | Seller | 9 local | Buyer |
| Wisconsin | $0.30 per $100 | Seller | No | Seller |
| Wyoming | None | — | No | Seller |
See what your seller nets.
The calculator applies these rates for you, down to the county.