Free South Carolina seller net sheet calculator

What a South Carolina seller walks away with after commission, payoffs, title, and transfer taxes. Rates and closing customs below are verified for South Carolina; the calculator applies them for you, down to the county.

Calculate a South Carolina net sheet Plans and pricing

State transfer tax: $1.85 per $500
Owner's title policy: Buyer pays
Seller costs on $400,000: About $21,885

South Carolina transfer tax

South Carolina charges the deed recording fee (state $1.30 + county $0.55) of $1.85 per $500, customarily paid by the seller. On top of that, 1 county or city transfer tax applies in parts of the state; the calculator adds them when you choose the county.

Who pays is local custom and can be changed in the contract. Rates verified 2026-09-30.
Tax	Level	Rate	Customarily paid by
Deed recording fee (state $1.30 + county $0.55)State $1.30 + county $0.55 = $1.85 per $500 or fraction.	State	$1.85 per $500	Seller
Town of Hilton Head Island real estate transfer fee	City	0.25% of price	Buyer

With no county or city chosen, split by local custom. Some counties and cities charge a different or additional rate.
Sale price	Seller pays	Buyer pays	Total
$250,000	$925	$0	$925
$500,000	$1,850	$0	$1,850
$1,000,000	$3,700	$0	$3,700

Example South Carolina seller net sheet

A $400,000 sale with a 5% commission and a $250,000 mortgage payoff. Seller closing costs come to about $21,885, or 5.5% of the price.

Title and settlement fees are typical estimates, not quotes.
Line	Seller
Sale price	$400,000
First mortgage payoff	−$250,000
Real estate commission (5%)	−$20,000
Deed recording fee (state $1.30 + county $0.55)	−$1,480
Seller's attorney fee	−$350
Release / satisfaction recording	−$10
Wire / courier / payoff processing	−$45
Estimated net before property tax prorations	$128,115

Run it with your own numbers. Choose the county to add local taxes, and enter the closing date to prorate property taxes.

Who pays what in South Carolina

Buyer customarily pays the owner's policy. Closings are usually handled by an attorney, and an attorney is customarily required at closing. The settlement or escrow fee is customarily paid by the buyer.

Attorney closings required. Seller pays deed stamps and deed preparation; buyer pays title insurance and settlement.

Property tax prorations

Property taxes are paid in arrears. The typical effective rate is about 0.55% of value per year. Bills issued in the fall, due Jan 15 of the following year; seller credits buyer.

Sources

dor.sc.gov

Verified 2026-09-30. A net sheet is an estimate, not a closing statement or tax advice. Final figures come from the title or escrow company. See a rate that looks wrong? Email support@netsheet.org.

South Carolina net sheet questions

Does South Carolina have a real estate transfer tax?

How much is the transfer tax on a $500,000 home in South Carolina?

With no county or city chosen, the transfer tax on a $500,000 sale is about $1,850, customarily paid by the seller. Some counties and cities charge a different or additional rate.

How much are seller closing costs in South Carolina?

On a $400,000 sale with a 5% commission, estimated seller costs in South Carolina come to about $21,885 (5.5% of the price), including $20,000 of commission. Without commission, closing costs are about $1,885. Local taxes, the payoff, and property tax prorations change the final number.

Who pays for title insurance in South Carolina?

Buyer customarily pays the owner's policy.

Who handles the closing in South Carolina?

Closings are usually handled by an attorney, and an attorney is customarily required at closing.

How are property taxes prorated when selling a home in South Carolina?

Property taxes are paid in arrears. The typical effective rate is about 0.55% of value per year. Bills issued in the fall, due Jan 15 of the following year; seller credits buyer.

South Carolina net sheets by city

The 63 largest of 63 South Carolina cities with a page. Each county page lists its own cities.

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