NetSheet.org

Free North Dakota seller net sheet calculator

What a North Dakota seller walks away with after commission, payoffs, title, and closing fees. Rates and closing customs below are verified for North Dakota; the calculator applies them for you, down to the county.

Calculate a North Dakota net sheet Plans and pricing

State transfer tax
None
Owner's title policy
Seller pays
Seller costs on $400,000
About $21,710

North Dakota transfer tax

North Dakota has no real estate transfer tax on deeds, so there is no transfer tax line on a North Dakota seller net sheet.

North Dakota has no real estate transfer tax on deeds, so there is no transfer tax line on a North Dakota seller net sheet.

Example North Dakota seller net sheet

A $400,000 sale with a 5% commission and a $250,000 mortgage payoff. Seller closing costs come to about $21,710, or 5.4% of the price.

LineSeller
Sale price$400,000
First mortgage payoff−$250,000
Real estate commission (5%)−$20,000
Owner's title insurance policy−$1,400
Settlement / closing fee−$250
Release / satisfaction recording−$20
Wire / courier / payoff processing−$40
Estimated net before property tax prorations$128,290
 Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers. Choose the county to add local taxes, and enter the closing date to prorate property taxes.

Who pays what in North Dakota

Seller customarily pays the owner's policy. Closings are usually handled by a title company. The settlement or escrow fee is customarily split between buyer and seller.

No transfer tax.

Property tax prorations

Property taxes are paid in arrears. The typical effective rate is about 0.95% of value per year. Calendar year; due Mar 1 of the following year (5% discount by Feb 15); seller credits buyer.

Sources

    Verified 2026-09-29. A net sheet is an estimate, not a closing statement or tax advice. Final figures come from the title or escrow company. See a rate that looks wrong? Email support@netsheet.org.

    North Dakota net sheet questions

    Does North Dakota have a real estate transfer tax?

    North Dakota has no real estate transfer tax on deeds, so there is no transfer tax line on a North Dakota seller net sheet.

    How much are seller closing costs in North Dakota?

    On a $400,000 sale with a 5% commission, estimated seller costs in North Dakota come to about $21,710 (5.4% of the price), including $20,000 of commission. Without commission, closing costs are about $1,710. Local taxes, the payoff, and property tax prorations change the final number.

    Who pays for title insurance in North Dakota?

    Seller customarily pays the owner's policy.

    Who handles the closing in North Dakota?

    Closings are usually handled by a title company.

    How are property taxes prorated when selling a home in North Dakota?

    Property taxes are paid in arrears. The typical effective rate is about 0.95% of value per year. Calendar year; due Mar 1 of the following year (5% discount by Feb 15); seller credits buyer.

    North Dakota net sheets by county

    North Dakota net sheets by city

    The 9 largest of 9 North Dakota cities with a page. Each county page lists its own cities.

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