Free Divide County, North Dakota seller net sheet calculator

Closing costs, transfer taxes and who pays what when selling a home in Divide County. The calculator applies North Dakota and Divide County rates for you.

Calculate your Divide County net sheet

Median home value
$173,100
Transfer tax on $175,000
None
Seller costs on $175,000
About $9,729
Median property tax bill
$1,034 a year
Owner's title policy
Seller pays
Population
2,174

Divide County transfer tax

North Dakota does not charge a real estate transfer tax, so there is none to pay on a home sale in Divide County.

Example Divide County seller net sheet

A $175,000 sale, close to the county's median home value of $173,100, with a 5% commission and a $105,000 mortgage payoff. Seller costs come to about $9,729, or 5.6% of the price.

LineSeller
Sale price$175,000
First mortgage payoff−$105,000
Real estate commission (5%)−$8,750
Owner's title insurance policy−$668.75
Settlement / closing fee−$250
Release / satisfaction recording−$20
Wire / courier / payoff processing−$40
Estimated net before property tax prorations$60,271.25
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays what in Divide County

In Divide County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.

Property taxes in Divide County

The median property tax bill for homeowners in Divide County is $1,034 a year, about 0.6% of the median home value of $173,100 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; due Mar 1 of the following year (5% discount by Feb 15); seller credits buyer.

Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.

Divide County seller questions

How much is the transfer tax in Divide County, North Dakota?

North Dakota does not charge a real estate transfer tax, so there is none to pay on a home sale in Divide County.

How much are seller closing costs in Divide County?

On a $175,000 sale, close to the median home value in Divide County, with a 5% commission, estimated seller costs are about $9,729 (5.6% of the price). Without commission they are about $979. The loan payoff and property tax proration change the final number.

Who pays for title insurance and closing fees in Divide County?

In Divide County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.

How much are property taxes in Divide County?

The median property tax bill for homeowners in Divide County is $1,034 a year, about 0.6% of the median home value of $173,100 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; due Mar 1 of the following year (5% discount by Feb 15); seller credits buyer.

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