Free Arizona seller net sheet calculator

What a Arizona seller walks away with after commission, payoffs, title, and closing fees. Rates and closing customs below are verified for Arizona; the calculator applies them for you, down to the county.

Calculate a Arizona net sheet Plans and pricing

State transfer tax: None
Owner's title policy: Seller pays
Seller costs on $400,000: About $22,180

Arizona transfer tax

Arizona has no real estate transfer tax on deeds, so there is no transfer tax line on a Arizona seller net sheet.

Example Arizona seller net sheet

A $400,000 sale with a 5% commission and a $250,000 mortgage payoff. Seller closing costs come to about $22,180, or 5.5% of the price.

Title and settlement fees are typical estimates, not quotes.
Line	Seller
Sale price	$400,000
First mortgage payoff	−$250,000
Real estate commission (5%)	−$20,000
Owner's title insurance policy	−$1,450
Escrow fee	−$650
Release / satisfaction recording	−$30
Wire / courier / payoff processing	−$50
Estimated net before property tax prorations	$127,820

Run it with your own numbers. Choose the county to add local taxes, and enter the closing date to prorate property taxes.

Who pays what in Arizona

Seller pays the owner's policy. Closings are usually handled by an escrow company. The settlement or escrow fee is customarily split between buyer and seller.

No transfer tax. Escrow closings; escrow fee split.

Property tax prorations

Property taxes are paid in arrears. The typical effective rate is about 0.6% of value per year. Calendar year, billed Sep; halves due Oct 1 and Mar 1 (in arrears). Seller credits buyer for unpaid days.

Sources

azdor.gov

Verified 2026-09-30. A net sheet is an estimate, not a closing statement or tax advice. Final figures come from the title or escrow company. See a rate that looks wrong? Email support@netsheet.org.

Arizona net sheet questions

Does Arizona have a real estate transfer tax?

Arizona has no real estate transfer tax on deeds, so there is no transfer tax line on a Arizona seller net sheet.

How much are seller closing costs in Arizona?

On a $400,000 sale with a 5% commission, estimated seller costs in Arizona come to about $22,180 (5.5% of the price), including $20,000 of commission. Without commission, closing costs are about $2,180. Local taxes, the payoff, and property tax prorations change the final number.

Who pays for title insurance in Arizona?

Seller pays the owner's policy.

Who handles the closing in Arizona?

Closings are usually handled by an escrow company.

How are property taxes prorated when selling a home in Arizona?

Arizona net sheets by county

Arizona net sheets by city

The 68 largest of 68 Arizona cities with a page. Each county page lists its own cities.

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