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Free Montana seller net sheet calculator

What a Montana seller walks away with after commission, payoffs, title, and closing fees. Rates and closing customs below are verified for Montana; the calculator applies them for you, down to the county.

Calculate a Montana net sheet Plans and pricing

State transfer tax
None
Owner's title policy
Seller pays
Seller costs on $400,000
About $21,861

Montana transfer tax

Montana has no real estate transfer tax on deeds, so there is no transfer tax line on a Montana seller net sheet.

Montana has no real estate transfer tax on deeds, so there is no transfer tax line on a Montana seller net sheet.

Example Montana seller net sheet

A $400,000 sale with a 5% commission and a $250,000 mortgage payoff. Seller closing costs come to about $21,861, or 5.5% of the price.

LineSeller
Sale price$400,000
First mortgage payoff−$250,000
Real estate commission (5%)−$20,000
Owner's title insurance policy−$1,450
Settlement / closing fee−$350
Release / satisfaction recording−$16
Wire / courier / payoff processing−$45
Estimated net before property tax prorations$128,139
 Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers. Choose the county to add local taxes, and enter the closing date to prorate property taxes.

Who pays what in Montana

Seller customarily pays the owner's policy. Closings are usually handled by a title company. The settlement or escrow fee is customarily split between buyer and seller.

No transfer tax.

Property tax prorations

Property taxes are paid in arrears. The typical effective rate is about 0.75% of value per year. Calendar year; halves due Nov 30 and May 31 (in arrears); seller credits buyer for unpaid days.

Sources

    Verified 2026-09-29. A net sheet is an estimate, not a closing statement or tax advice. Final figures come from the title or escrow company. See a rate that looks wrong? Email support@netsheet.org.

    Montana net sheet questions

    Does Montana have a real estate transfer tax?

    Montana has no real estate transfer tax on deeds, so there is no transfer tax line on a Montana seller net sheet.

    How much are seller closing costs in Montana?

    On a $400,000 sale with a 5% commission, estimated seller costs in Montana come to about $21,861 (5.5% of the price), including $20,000 of commission. Without commission, closing costs are about $1,861. Local taxes, the payoff, and property tax prorations change the final number.

    Who pays for title insurance in Montana?

    Seller customarily pays the owner's policy.

    Who handles the closing in Montana?

    Closings are usually handled by a title company.

    How are property taxes prorated when selling a home in Montana?

    Property taxes are paid in arrears. The typical effective rate is about 0.75% of value per year. Calendar year; halves due Nov 30 and May 31 (in arrears); seller credits buyer for unpaid days.

    Montana net sheets by county

    Montana net sheets by city

    The 8 largest of 8 Montana cities with a page. Each county page lists its own cities.

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