Free Fergus County, Montana seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Fergus County. The calculator applies Montana and Fergus County rates for you.
- Median home value
- $202,700
- Transfer tax on $205,000
- None
- Seller costs on $205,000
- About $11,477
- Median property tax bill
- $1,709 a year
- Owner's title policy
- Seller pays
- Population
- 11,581
Fergus County transfer tax
Montana does not charge a real estate transfer tax, so there is none to pay on a home sale in Fergus County.
Example Fergus County seller net sheet
A $205,000 sale, close to the county's median home value of $202,700, with a 5% commission and a $125,000 mortgage payoff. Seller costs come to about $11,477, or 5.6% of the price.
| Line | Seller |
|---|---|
| Sale price | $205,000 |
| First mortgage payoff | −$125,000 |
| Real estate commission (5%) | −$10,250 |
| Owner's title insurance policy | −$816.25 |
| Settlement / closing fee | −$350 |
| Release / satisfaction recording | −$16 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $68,522.75 |
Who pays what in Fergus County
In Fergus County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.
Property taxes in Fergus County
The median property tax bill for homeowners in Fergus County is $1,709 a year, about 0.84% of the median home value of $202,700 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Nov 30 and May 31 (in arrears); seller credits buyer for unpaid days.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Fergus County seller questions
How much is the transfer tax in Fergus County, Montana?
Montana does not charge a real estate transfer tax, so there is none to pay on a home sale in Fergus County.
How much are seller closing costs in Fergus County?
On a $205,000 sale, close to the median home value in Fergus County, with a 5% commission, estimated seller costs are about $11,477 (5.6% of the price). Without commission they are about $1,227. The loan payoff and property tax proration change the final number.
Who pays for title insurance and closing fees in Fergus County?
In Fergus County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.
How much are property taxes in Fergus County?
The median property tax bill for homeowners in Fergus County is $1,709 a year, about 0.84% of the median home value of $202,700 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Nov 30 and May 31 (in arrears); seller credits buyer for unpaid days.
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