Free Madison County, Montana seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Madison County. The calculator applies Montana and Madison County rates for you.
- Median home value
- $440,500
- Transfer tax on $440,000
- None
- Seller costs on $440,000
- About $23,991
- Median property tax bill
- $1,800 a year
- Owner's title policy
- Seller pays
- Population
- 8,975
Madison County transfer tax
Montana does not charge a real estate transfer tax, so there is none to pay on a home sale in Madison County.
Example Madison County seller net sheet
A $440,000 sale, close to the county's median home value of $440,500, with a 5% commission and a $265,000 mortgage payoff. Seller costs come to about $23,991, or 5.5% of the price.
| Line | Seller |
|---|---|
| Sale price | $440,000 |
| First mortgage payoff | −$265,000 |
| Real estate commission (5%) | −$22,000 |
| Owner's title insurance policy | −$1,580 |
| Settlement / closing fee | −$350 |
| Release / satisfaction recording | −$16 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $151,009 |
Who pays what in Madison County
In Madison County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.
Property taxes in Madison County
The median property tax bill for homeowners in Madison County is $1,800 a year, about 0.41% of the median home value of $440,500 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Nov 30 and May 31 (in arrears); seller credits buyer for unpaid days.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Madison County seller questions
How much is the transfer tax in Madison County, Montana?
Montana does not charge a real estate transfer tax, so there is none to pay on a home sale in Madison County.
How much are seller closing costs in Madison County?
On a $440,000 sale, close to the median home value in Madison County, with a 5% commission, estimated seller costs are about $23,991 (5.5% of the price). Without commission they are about $1,991. The loan payoff and property tax proration change the final number.
Who pays for title insurance and closing fees in Madison County?
In Madison County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.
How much are property taxes in Madison County?
The median property tax bill for homeowners in Madison County is $1,800 a year, about 0.41% of the median home value of $440,500 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Nov 30 and May 31 (in arrears); seller credits buyer for unpaid days.
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