Free Kalispell, Montana seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Kalispell, Montana (Flathead County). The calculator applies the local rates for you.
- Median home value
- $381,400
- Transfer tax on $380,000
- None
- Seller costs on $380,000
- About $20,796
- Median property tax bill
- $3,093 a year
- County
- Flathead County
- Population
- 31,296
Kalispell transfer tax
Montana does not charge a real estate transfer tax, so there is none to pay on a home sale in Kalispell.
Example Kalispell seller net sheet
A $380,000 sale, close to Kalispell's median home value of $381,400, with a 5% commission and a $230,000 mortgage payoff. Seller costs come to about $20,796, or 5.5% of the price.
| Line | Seller |
|---|---|
| Sale price | $380,000 |
| First mortgage payoff | −$230,000 |
| Real estate commission (5%) | −$19,000 |
| Owner's title insurance policy | −$1,385 |
| Settlement / closing fee | −$350 |
| Release / satisfaction recording | −$16 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $129,204 |
Who pays what in Kalispell
Kalispell closings follow Flathead County customs. In Flathead County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.
Property taxes in Kalispell
The median property tax bill for homeowners in Kalispell is $3,093 a year, about 0.81% of the median home value of $381,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Nov 30 and May 31 (in arrears); seller credits buyer for unpaid days.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Kalispell seller questions
How much is the transfer tax in Kalispell, Montana?
Montana does not charge a real estate transfer tax, so there is none to pay on a home sale in Kalispell.
How much are seller closing costs in Kalispell?
On a $380,000 sale, close to the median home value in Kalispell, with a 5% commission, estimated seller costs are about $20,796 (5.5% of the price). Without commission they are about $1,796. The loan payoff and property tax proration change the final number.
What county is Kalispell in, and does it matter at closing?
Kalispell is in Flathead County, Montana. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Flathead County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller.
How much are property taxes in Kalispell?
The median property tax bill for homeowners in Kalispell is $3,093 a year, about 0.81% of the median home value of $381,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Nov 30 and May 31 (in arrears); seller credits buyer for unpaid days.
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