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Free Missouri seller net sheet calculator

What a Missouri seller walks away with after commission, payoffs, title, and closing fees. Rates and closing customs below are verified for Missouri; the calculator applies them for you, down to the county.

Calculate a Missouri net sheet Plans and pricing

State transfer tax
None
Owner's title policy
Seller pays
Seller costs on $400,000
About $21,822

Missouri transfer tax

Missouri has no real estate transfer tax on deeds, so there is no transfer tax line on a Missouri seller net sheet.

Missouri has no real estate transfer tax on deeds, so there is no transfer tax line on a Missouri seller net sheet.

Example Missouri seller net sheet

A $400,000 sale with a 5% commission and a $250,000 mortgage payoff. Seller closing costs come to about $21,822, or 5.5% of the price.

LineSeller
Sale price$400,000
First mortgage payoff−$250,000
Real estate commission (5%)−$20,000
Owner's title insurance policy−$1,400
Settlement / closing fee−$350
Release / satisfaction recording−$27
Wire / courier / payoff processing−$45
Estimated net before property tax prorations$128,178
 Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers. Choose the county to add local taxes, and enter the closing date to prorate property taxes.

Who pays what in Missouri

Seller customarily pays the owner's policy. Closings are usually handled by a title company. The settlement or escrow fee is customarily split between buyer and seller.

No transfer tax.

Property tax prorations

Property taxes are paid in arrears. The typical effective rate is about 0.95% of value per year. Calendar year, due Dec 31 (in arrears); seller credits buyer for Jan 1 through closing.

Sources

    Verified 2026-09-29. A net sheet is an estimate, not a closing statement or tax advice. Final figures come from the title or escrow company. See a rate that looks wrong? Email support@netsheet.org.

    Missouri net sheet questions

    Does Missouri have a real estate transfer tax?

    Missouri has no real estate transfer tax on deeds, so there is no transfer tax line on a Missouri seller net sheet.

    How much are seller closing costs in Missouri?

    On a $400,000 sale with a 5% commission, estimated seller costs in Missouri come to about $21,822 (5.5% of the price), including $20,000 of commission. Without commission, closing costs are about $1,822. Local taxes, the payoff, and property tax prorations change the final number.

    Who pays for title insurance in Missouri?

    Seller customarily pays the owner's policy.

    Who handles the closing in Missouri?

    Closings are usually handled by a title company.

    How are property taxes prorated when selling a home in Missouri?

    Property taxes are paid in arrears. The typical effective rate is about 0.95% of value per year. Calendar year, due Dec 31 (in arrears); seller credits buyer for Jan 1 through closing.

    Missouri net sheets by county

    Missouri net sheets by city

    The 80 largest of 87 Missouri cities with a page. Each county page lists its own cities.

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