Free Clayton, Missouri seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Clayton, Missouri (St. Louis County). The calculator applies the local rates for you.
- Median home value
- $799,200
- Transfer tax on $800,000
- None
- Seller costs on $800,000
- About $42,867
- Median property tax bill
- more than $10,000 a year
- County
- St. Louis County
- Population
- 17,512
Clayton transfer tax
Missouri does not charge a real estate transfer tax, so there is none to pay on a home sale in Clayton.
Example Clayton seller net sheet
An $800,000 sale, close to Clayton's median home value of $799,200, with a 5% commission and a $480,000 mortgage payoff. Seller costs come to about $42,867, or 5.4% of the price.
| Line | Seller |
|---|---|
| Sale price | $800,000 |
| First mortgage payoff | −$480,000 |
| Real estate commission (5%) | −$40,000 |
| Owner's title insurance policy | −$2,445 |
| Settlement / closing fee | −$350 |
| Release / satisfaction recording | −$27 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $277,133 |
Who pays what in Clayton
Clayton closings follow St. Louis County customs. In St. Louis County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.
Property taxes in Clayton
The median property tax bill for homeowners in Clayton is more than $10,000 a year (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, due Dec 31 (in arrears); seller credits buyer for Jan 1 through closing.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Clayton seller questions
How much is the transfer tax in Clayton, Missouri?
Missouri does not charge a real estate transfer tax, so there is none to pay on a home sale in Clayton.
How much are seller closing costs in Clayton?
On an $800,000 sale, close to the median home value in Clayton, with a 5% commission, estimated seller costs are about $42,867 (5.4% of the price). Without commission they are about $2,867. The loan payoff and property tax proration change the final number.
What county is Clayton in, and does it matter at closing?
Clayton is in St. Louis County, Missouri. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In St. Louis County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller.
How much are property taxes in Clayton?
The median property tax bill for homeowners in Clayton is more than $10,000 a year (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, due Dec 31 (in arrears); seller credits buyer for Jan 1 through closing.
Other cities in St. Louis County
- Florissant
- Chesterfield
- Oakville
- Wildwood
- University City
- Ballwin
- Kirkwood
- Mehlville
- Maryland Heights
- Hazelwood
- Webster Groves
- Old Jamestown
Cities near Clayton
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