Free Troy, Missouri seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Troy, Missouri (Lincoln County). The calculator applies the local rates for you.
- Median home value
- $212,100
- Transfer tax on $210,000
- None
- Seller costs on $210,000
- About $11,705
- Median property tax bill
- $1,667 a year
- County
- Lincoln County
- Population
- 14,963
Troy transfer tax
Missouri does not charge a real estate transfer tax, so there is none to pay on a home sale in Troy.
Example Troy seller net sheet
A $210,000 sale, close to Troy's median home value of $212,100, with a 5% commission and a $125,000 mortgage payoff. Seller costs come to about $11,705, or 5.6% of the price.
| Line | Seller |
|---|---|
| Sale price | $210,000 |
| First mortgage payoff | −$125,000 |
| Real estate commission (5%) | −$10,500 |
| Owner's title insurance policy | −$782.50 |
| Settlement / closing fee | −$350 |
| Release / satisfaction recording | −$27 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $73,295.50 |
Who pays what in Troy
Troy closings follow Lincoln County customs. In Lincoln County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.
Property taxes in Troy
The median property tax bill for homeowners in Troy is $1,667 a year, about 0.79% of the median home value of $212,100 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, due Dec 31 (in arrears); seller credits buyer for Jan 1 through closing.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Troy seller questions
How much is the transfer tax in Troy, Missouri?
Missouri does not charge a real estate transfer tax, so there is none to pay on a home sale in Troy.
How much are seller closing costs in Troy?
On a $210,000 sale, close to the median home value in Troy, with a 5% commission, estimated seller costs are about $11,705 (5.6% of the price). Without commission they are about $1,205. The loan payoff and property tax proration change the final number.
What county is Troy in, and does it matter at closing?
Troy is in Lincoln County, Missouri. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Lincoln County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller.
How much are property taxes in Troy?
The median property tax bill for homeowners in Troy is $1,667 a year, about 0.79% of the median home value of $212,100 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, due Dec 31 (in arrears); seller credits buyer for Jan 1 through closing.
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