Free St. Ann, Missouri seller net sheet calculator

Closing costs, transfer taxes and who pays what when selling a home in St. Ann, Missouri (St. Louis County). The calculator applies the local rates for you.

Calculate your St. Ann net sheet

Median home value
$118,600
Transfer tax on $120,000
None
Seller costs on $120,000
About $6,912
Median property tax bill
$2,152 a year
County
St. Louis County
Population
12,704

St. Ann transfer tax

Missouri does not charge a real estate transfer tax, so there is none to pay on a home sale in St. Ann.

Example St. Ann seller net sheet

A $120,000 sale, close to St. Ann's median home value of $118,600, with a 5% commission and a $70,000 mortgage payoff. Seller costs come to about $6,912, or 5.8% of the price.

LineSeller
Sale price$120,000
First mortgage payoff−$70,000
Real estate commission (5%)−$6,000
Owner's title insurance policy−$490
Settlement / closing fee−$350
Release / satisfaction recording−$27
Wire / courier / payoff processing−$45
Estimated net before property tax prorations$43,088
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays what in St. Ann

St. Ann closings follow St. Louis County customs. In St. Louis County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.

Property taxes in St. Ann

The median property tax bill for homeowners in St. Ann is $2,152 a year, about 1.81% of the median home value of $118,600 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, due Dec 31 (in arrears); seller credits buyer for Jan 1 through closing.

Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.

St. Ann seller questions

How much is the transfer tax in St. Ann, Missouri?

Missouri does not charge a real estate transfer tax, so there is none to pay on a home sale in St. Ann.

How much are seller closing costs in St. Ann?

On a $120,000 sale, close to the median home value in St. Ann, with a 5% commission, estimated seller costs are about $6,912 (5.8% of the price). Without commission they are about $912. The loan payoff and property tax proration change the final number.

What county is St. Ann in, and does it matter at closing?

St. Ann is in St. Louis County, Missouri. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In St. Louis County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller.

How much are property taxes in St. Ann?

The median property tax bill for homeowners in St. Ann is $2,152 a year, about 1.81% of the median home value of $118,600 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, due Dec 31 (in arrears); seller credits buyer for Jan 1 through closing.

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