Free City of St. Louis, Missouri seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in City of St. Louis. The calculator applies Missouri and City of St. Louis rates for you.
- Median home value
- $185,100
- Transfer tax on $185,000
- None
- Seller costs on $185,000
- About $10,373
- Median property tax bill
- $1,935 a year
- Owner's title policy
- Seller pays
- Population
- 293,109
City of St. Louis transfer tax
Missouri does not charge a real estate transfer tax, so there is none to pay on a home sale in City of St. Louis.
Example City of St. Louis seller net sheet
A $185,000 sale, close to the county's median home value of $185,100, with a 5% commission and a $110,000 mortgage payoff. Seller costs come to about $10,373, or 5.6% of the price.
| Line | Seller |
|---|---|
| Sale price | $185,000 |
| First mortgage payoff | −$110,000 |
| Real estate commission (5%) | −$9,250 |
| Owner's title insurance policy | −$701.25 |
| Settlement / closing fee | −$350 |
| Release / satisfaction recording | −$27 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $64,626.75 |
Who pays what in City of St. Louis
In City of St. Louis, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.
Property taxes in City of St. Louis
The median property tax bill for homeowners in City of St. Louis is $1,935 a year, about 1.05% of the median home value of $185,100 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, due Dec 31 (in arrears); seller credits buyer for Jan 1 through closing.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
City of St. Louis seller questions
How much is the transfer tax in City of St. Louis, Missouri?
Missouri does not charge a real estate transfer tax, so there is none to pay on a home sale in City of St. Louis.
How much are seller closing costs in City of St. Louis?
On a $185,000 sale, close to the median home value in City of St. Louis, with a 5% commission, estimated seller costs are about $10,373 (5.6% of the price). Without commission they are about $1,123. The loan payoff and property tax proration change the final number.
Who pays for title insurance and closing fees in City of St. Louis?
In City of St. Louis, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.
How much are property taxes in City of St. Louis?
The median property tax bill for homeowners in City of St. Louis is $1,935 a year, about 1.05% of the median home value of $185,100 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, due Dec 31 (in arrears); seller credits buyer for Jan 1 through closing.
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