Free Phillips County, Montana seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Phillips County. The calculator applies Montana and Phillips County rates for you.
- Median home value
- $175,000
- Transfer tax on $175,000
- None
- Seller costs on $175,000
- About $9,880
- Median property tax bill
- $1,484 a year
- Owner's title policy
- Seller pays
- Population
- 4,224
Phillips County transfer tax
Montana does not charge a real estate transfer tax, so there is none to pay on a home sale in Phillips County.
Example Phillips County seller net sheet
A $175,000 sale, close to the county's median home value of $175,000, with a 5% commission and a $105,000 mortgage payoff. Seller costs come to about $9,880, or 5.6% of the price.
| Line | Seller |
|---|---|
| Sale price | $175,000 |
| First mortgage payoff | −$105,000 |
| Real estate commission (5%) | −$8,750 |
| Owner's title insurance policy | −$718.75 |
| Settlement / closing fee | −$350 |
| Release / satisfaction recording | −$16 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $60,120.25 |
Who pays what in Phillips County
In Phillips County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.
Property taxes in Phillips County
The median property tax bill for homeowners in Phillips County is $1,484 a year, about 0.85% of the median home value of $175,000 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Nov 30 and May 31 (in arrears); seller credits buyer for unpaid days.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Phillips County seller questions
How much is the transfer tax in Phillips County, Montana?
Montana does not charge a real estate transfer tax, so there is none to pay on a home sale in Phillips County.
How much are seller closing costs in Phillips County?
On a $175,000 sale, close to the median home value in Phillips County, with a 5% commission, estimated seller costs are about $9,880 (5.6% of the price). Without commission they are about $1,130. The loan payoff and property tax proration change the final number.
Who pays for title insurance and closing fees in Phillips County?
In Phillips County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.
How much are property taxes in Phillips County?
The median property tax bill for homeowners in Phillips County is $1,484 a year, about 0.85% of the median home value of $175,000 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Nov 30 and May 31 (in arrears); seller credits buyer for unpaid days.
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