Free Oro Valley, Arizona seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Oro Valley, Arizona (Pima County). The calculator applies the local rates for you.
- Median home value
- $440,400
- Transfer tax on $440,000
- None
- Seller costs on $440,000
- About $24,310
- Median property tax bill
- $3,580 a year
- County
- Pima County
- Population
- 48,855
Oro Valley transfer tax
Arizona does not charge a real estate transfer tax, so there is none to pay on a home sale in Oro Valley.
Example Oro Valley seller net sheet
A $440,000 sale, close to Oro Valley's median home value of $440,400, with a 5% commission and a $265,000 mortgage payoff. Seller costs come to about $24,310, or 5.5% of the price.
| Line | Seller |
|---|---|
| Sale price | $440,000 |
| First mortgage payoff | −$265,000 |
| Real estate commission (5%) | −$22,000 |
| Owner's title insurance policy | −$1,580 |
| Escrow fee | −$650 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $150,690 |
Who pays what in Oro Valley
Oro Valley closings follow Pima County customs. In Pima County, the seller customarily pays the owner's title policy. The escrow fee is customarily split between buyer and seller. Closings are usually handled by an escrow company.
Property taxes in Oro Valley
The median property tax bill for homeowners in Oro Valley is $3,580 a year, about 0.81% of the median home value of $440,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed Sep; halves due Oct 1 and Mar 1 (in arrears). Seller credits buyer for unpaid days.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the escrow company.
Oro Valley seller questions
How much is the transfer tax in Oro Valley, Arizona?
Arizona does not charge a real estate transfer tax, so there is none to pay on a home sale in Oro Valley.
How much are seller closing costs in Oro Valley?
On a $440,000 sale, close to the median home value in Oro Valley, with a 5% commission, estimated seller costs are about $24,310 (5.5% of the price). Without commission they are about $2,310. The loan payoff and property tax proration change the final number.
What county is Oro Valley in, and does it matter at closing?
Oro Valley is in Pima County, Arizona. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Pima County, the seller customarily pays the owner's title policy. The escrow fee is customarily split between buyer and seller.
How much are property taxes in Oro Valley?
The median property tax bill for homeowners in Oro Valley is $3,580 a year, about 0.81% of the median home value of $440,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed Sep; halves due Oct 1 and Mar 1 (in arrears). Seller credits buyer for unpaid days.
Other cities in Pima County
- Tucson
- Casas Adobes
- Marana
- Catalina Foothills
- Sahuarita
- Drexel Heights
- Green Valley
- Flowing Wells
- Vail
- Tanque Verde
- Valencia West
- Tucson Estates
Cities near Oro Valley
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