Free Phoenix, Arizona seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Phoenix, Arizona (Maricopa County). The calculator applies the local rates for you.
- Median home value
- $381,900
- Transfer tax on $380,000
- None
- Seller costs on $380,000
- About $21,115
- Median property tax bill
- $1,825 a year
- County
- Maricopa County
- Population
- 1,673,164
Phoenix transfer tax
Arizona does not charge a real estate transfer tax, so there is none to pay on a home sale in Phoenix.
Example Phoenix seller net sheet
A $380,000 sale, close to Phoenix's median home value of $381,900, with a 5% commission and a $230,000 mortgage payoff. Seller costs come to about $21,115, or 5.6% of the price.
| Line | Seller |
|---|---|
| Sale price | $380,000 |
| First mortgage payoff | −$230,000 |
| Real estate commission (5%) | −$19,000 |
| Owner's title insurance policy | −$1,385 |
| Escrow fee | −$650 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $128,885 |
Who pays what in Phoenix
Phoenix closings follow Maricopa County customs. In Maricopa County, the seller customarily pays the owner's title policy. The escrow fee is customarily split between buyer and seller. Closings are usually handled by an escrow company.
Property taxes in Phoenix
The median property tax bill for homeowners in Phoenix is $1,825 a year, about 0.48% of the median home value of $381,900 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed Sep; halves due Oct 1 and Mar 1 (in arrears). Seller credits buyer for unpaid days.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the escrow company.
Phoenix seller questions
How much is the transfer tax in Phoenix, Arizona?
Arizona does not charge a real estate transfer tax, so there is none to pay on a home sale in Phoenix.
How much are seller closing costs in Phoenix?
On a $380,000 sale, close to the median home value in Phoenix, with a 5% commission, estimated seller costs are about $21,115 (5.6% of the price). Without commission they are about $2,115. The loan payoff and property tax proration change the final number.
What county is Phoenix in, and does it matter at closing?
Phoenix is in Maricopa County, Arizona. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Maricopa County, the seller customarily pays the owner's title policy. The escrow fee is customarily split between buyer and seller.
How much are property taxes in Phoenix?
The median property tax bill for homeowners in Phoenix is $1,825 a year, about 0.48% of the median home value of $381,900 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed Sep; halves due Oct 1 and Mar 1 (in arrears). Seller credits buyer for unpaid days.
Other cities in Maricopa County
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