Free James Island, South Carolina seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in James Island, South Carolina (Charleston County). The calculator applies the local rates for you.
- Median home value
- $454,200
- Transfer tax on $455,000
- $1,684
- Seller costs on $455,000
- About $24,839
- Median property tax bill
- $1,813 a year
- County
- Charleston County
- Population
- 12,451
James Island transfer tax
On a $455,000 sale in James Island, transfer taxes come to $1,684: Deed recording fee (state $1.30 + county $0.55). By custom the seller pays it.
| Tax | Rate | Paid by | On $455,000 |
|---|---|---|---|
| Deed recording fee (state $1.30 + county $0.55) | $1.85 per $500 | Seller | $1,683.50 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $925 | $0 | $925 |
| $455,000 local median value | $1,683.50 | $0 | $1,683.50 |
| $500,000 | $1,850 | $0 | $1,850 |
| $1,000,000 | $3,700 | $0 | $3,700 |
Example James Island seller net sheet
A $455,000 sale, close to James Island's median home value of $454,200, with a 5% commission and a $275,000 mortgage payoff. Seller costs come to about $24,839, or 5.5% of the price.
| Line | Seller |
|---|---|
| Sale price | $455,000 |
| First mortgage payoff | −$275,000 |
| Real estate commission (5%) | −$22,750 |
| Deed recording fee (state $1.30 + county $0.55) | −$1,683.50 |
| Seller's attorney fee | −$350 |
| Release / satisfaction recording | −$10 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $155,161.50 |
Who pays what in James Island
James Island closings follow Charleston County customs. In Charleston County, the buyer customarily pays the owner's title policy. The settlement fee is customarily paid by the buyer. Closings are usually handled by an attorney, and each side normally has its own attorney.
Property taxes in James Island
The median property tax bill for homeowners in James Island is $1,813 a year, about 0.4% of the median home value of $454,200 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Bills issued in the fall, due Jan 15 of the following year; seller credits buyer.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
James Island seller questions
How much is the transfer tax in James Island, South Carolina?
On a $455,000 sale in James Island, transfer taxes come to $1,684: Deed recording fee (state $1.30 + county $0.55). By custom the seller pays it.
How much are seller closing costs in James Island?
On a $455,000 sale, close to the median home value in James Island, with a 5% commission, estimated seller costs are about $24,839 (5.5% of the price). Without commission they are about $2,089. The loan payoff and property tax proration change the final number.
What county is James Island in, and does it matter at closing?
James Island is in Charleston County, South Carolina. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Charleston County, the buyer customarily pays the owner's title policy. The settlement fee is customarily paid by the buyer.
How much are property taxes in James Island?
The median property tax bill for homeowners in James Island is $1,813 a year, about 0.4% of the median home value of $454,200 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Bills issued in the fall, due Jan 15 of the following year; seller credits buyer.
Other cities in Charleston County
Cities near James Island
Build your James Island net sheet in minutes.
Free to use. No account needed to try it.