Free Spartanburg, South Carolina seller net sheet calculator

Closing costs, transfer taxes and who pays what when selling a home in Spartanburg, South Carolina (Spartanburg County). The calculator applies the local rates for you.

Calculate your Spartanburg net sheet

Median home value
$185,300
Transfer tax on $185,000
$685
Seller costs on $185,000
About $10,340
Median property tax bill
$1,470 a year
County
Spartanburg County
Population
39,606

Spartanburg transfer tax

On a $185,000 sale in Spartanburg, transfer taxes come to $685: Deed recording fee (state $1.30 + county $0.55). By custom the seller pays it.

TaxRatePaid byOn $185,000
Deed recording fee (state $1.30 + county $0.55)$1.85 per $500Seller$684.50
Single-family home. Who pays follows local custom and can be negotiated in the contract.
Sale priceSeller paysBuyer paysTotal
$185,000 local median value$684.50$0$684.50
$250,000$925$0$925
$500,000$1,850$0$1,850
$1,000,000$3,700$0$3,700
Transfer taxes on the deed, split by local custom.

Example Spartanburg seller net sheet

A $185,000 sale, close to Spartanburg's median home value of $185,300, with a 5% commission and a $110,000 mortgage payoff. Seller costs come to about $10,340, or 5.6% of the price.

LineSeller
Sale price$185,000
First mortgage payoff−$110,000
Real estate commission (5%)−$9,250
Deed recording fee (state $1.30 + county $0.55)−$684.50
Seller's attorney fee−$350
Release / satisfaction recording−$10
Wire / courier / payoff processing−$45
Estimated net before property tax prorations$64,660.50
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays what in Spartanburg

Spartanburg closings follow Spartanburg County customs. In Spartanburg County, the buyer customarily pays the owner's title policy. The settlement fee is customarily paid by the buyer. Closings are usually handled by an attorney, and each side normally has its own attorney.

Property taxes in Spartanburg

The median property tax bill for homeowners in Spartanburg is $1,470 a year, about 0.79% of the median home value of $185,300 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Bills issued in the fall, due Jan 15 of the following year; seller credits buyer.

Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.

Spartanburg seller questions

How much is the transfer tax in Spartanburg, South Carolina?

On a $185,000 sale in Spartanburg, transfer taxes come to $685: Deed recording fee (state $1.30 + county $0.55). By custom the seller pays it.

How much are seller closing costs in Spartanburg?

On a $185,000 sale, close to the median home value in Spartanburg, with a 5% commission, estimated seller costs are about $10,340 (5.6% of the price). Without commission they are about $1,090. The loan payoff and property tax proration change the final number.

What county is Spartanburg in, and does it matter at closing?

Spartanburg is in Spartanburg County, South Carolina. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Spartanburg County, the buyer customarily pays the owner's title policy. The settlement fee is customarily paid by the buyer.

How much are property taxes in Spartanburg?

The median property tax bill for homeowners in Spartanburg is $1,470 a year, about 0.79% of the median home value of $185,300 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Bills issued in the fall, due Jan 15 of the following year; seller credits buyer.

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