Free Hardin County, Kentucky seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Hardin County. The calculator applies Kentucky and Hardin County rates for you.
- Median home value
- $205,900
- Transfer tax on $205,000
- $205
- Seller costs on $205,000
- About $10,546
- Median property tax bill
- $1,451 a year
- Owner's title policy
- Buyer pays
- Population
- 111,452
Hardin County transfer tax
On a $205,000 sale in Hardin County, transfer taxes come to $205: Real estate transfer (deed) tax. By custom the seller pays it.
| Tax | Rate | Paid by | On $205,000 |
|---|---|---|---|
| Real estate transfer (deed) tax | $0.50 per $500 | Seller | $205 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $205,000 local median value | $205 | $0 | $205 |
| $250,000 | $250 | $0 | $250 |
| $500,000 | $500 | $0 | $500 |
| $1,000,000 | $1,000 | $0 | $1,000 |
Example Hardin County seller net sheet
A $205,000 sale, close to the county's median home value of $205,900, with a 5% commission and a $125,000 mortgage payoff. Seller costs come to about $10,546, or 5.1% of the price.
| Line | Seller |
|---|---|
| Sale price | $205,000 |
| First mortgage payoff | −$125,000 |
| Real estate commission (5%) | −$10,250 |
| Real estate transfer (deed) tax | −$205 |
| Release / satisfaction recording | −$46 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $69,454 |
Who pays what in Hardin County
In Hardin County, the buyer customarily pays the owner's title policy. The settlement fee is customarily paid by the buyer. Closings are usually handled by a title company or attorney.
Property taxes in Hardin County
The median property tax bill for homeowners in Hardin County is $1,451 a year, about 0.7% of the median home value of $205,900 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed Oct-Nov (2% discount in November); seller credits buyer for Jan 1 through closing when unpaid.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Hardin County seller questions
How much is the transfer tax in Hardin County, Kentucky?
On a $205,000 sale in Hardin County, transfer taxes come to $205: Real estate transfer (deed) tax. By custom the seller pays it.
How much are seller closing costs in Hardin County?
On a $205,000 sale, close to the median home value in Hardin County, with a 5% commission, estimated seller costs are about $10,546 (5.1% of the price). Without commission they are about $296. The loan payoff and property tax proration change the final number.
Who pays for title insurance and closing fees in Hardin County?
In Hardin County, the buyer customarily pays the owner's title policy. The settlement fee is customarily paid by the buyer. Closings are usually handled by a title company or attorney.
How much are property taxes in Hardin County?
The median property tax bill for homeowners in Hardin County is $1,451 a year, about 0.7% of the median home value of $205,900 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed Oct-Nov (2% discount in November); seller credits buyer for Jan 1 through closing when unpaid.
Cities in Hardin County
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