Free Athens, Alabama seller net sheet calculator

Closing costs, transfer taxes and who pays what when selling a home in Athens, Alabama (Limestone County). The calculator applies the local rates for you.

Calculate your Athens net sheet

Median home value
$253,700
Transfer tax on $255,000
$51
Seller costs on $255,000
About $14,602
Median property tax bill
$925 a year
County
Limestone County
Population
32,587

Athens transfer tax

On a $255,000 sale in Athens, transfer taxes come to $51: Deed recording tax. By custom the seller pays it. A buyer who finances 80% of the price also pays $306 in mortgage taxes (Mortgage recording tax).

TaxRatePaid byOn $255,000
Deed recording tax$0.50 per $500 of price above the new mortgageSeller$51
Mortgage recording tax$0.15 per $100Buyer$306
Single-family home, buyer financing 80% of the price. Who pays follows local custom and can be negotiated in the contract.
Sale priceSeller paysBuyer paysTotal
$250,000$50$0$50
$255,000 local median value$51$0$51
$500,000$100$0$100
$1,000,000$200$0$200
Transfer taxes on the deed, split by local custom.

Example Athens seller net sheet

A $255,000 sale, close to Athens's median home value of $253,700, with a 5% commission and a $155,000 mortgage payoff. Seller costs come to about $14,602, or 5.7% of the price.

LineSeller
Sale price$255,000
First mortgage payoff−$155,000
Real estate commission (5%)−$12,750
Deed recording tax−$51
Owner's title insurance policy−$1,031.25
Settlement / closing fee−$350
Seller's attorney fee−$350
Release / satisfaction recording−$25
Wire / courier / payoff processing−$45
Estimated net before property tax prorations$85,397.75
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays what in Athens

Athens closings follow Limestone County customs. In Limestone County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by an attorney, and each side normally has its own attorney.

Property taxes in Athens

The median property tax bill for homeowners in Athens is $925 a year, about 0.36% of the median home value of $253,700 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Oct 1-Sep 30, billed Oct 1 in arrears; seller credits buyer.

Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.

Athens seller questions

How much is the transfer tax in Athens, Alabama?

On a $255,000 sale in Athens, transfer taxes come to $51: Deed recording tax. By custom the seller pays it. A buyer who finances 80% of the price also pays $306 in mortgage taxes (Mortgage recording tax).

How much are seller closing costs in Athens?

On a $255,000 sale, close to the median home value in Athens, with a 5% commission, estimated seller costs are about $14,602 (5.7% of the price). Without commission they are about $1,852. The loan payoff and property tax proration change the final number.

What county is Athens in, and does it matter at closing?

Athens is in Limestone County, Alabama. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Limestone County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller.

How much are property taxes in Athens?

The median property tax bill for homeowners in Athens is $925 a year, about 0.36% of the median home value of $253,700 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Oct 1-Sep 30, billed Oct 1 in arrears; seller credits buyer.

Build your Athens net sheet in minutes.

Free to use. No account needed to try it.