Free Mountain Brook, Alabama seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Mountain Brook, Alabama (Jefferson County). The calculator applies the local rates for you.
- Median home value
- $891,300
- Transfer tax on $890,000
- $178
- Seller costs on $890,000
- About $48,568
- Median property tax bill
- $7,189 a year
- County
- Jefferson County
- Population
- 21,701
Mountain Brook transfer tax
On an $890,000 sale in Mountain Brook, transfer taxes come to $178: Deed recording tax. By custom the seller pays it. A buyer who finances 80% of the price also pays $1,068 in mortgage taxes (Mortgage recording tax).
| Tax | Rate | Paid by | On $890,000 |
|---|---|---|---|
| Deed recording tax | $0.50 per $500 of price above the new mortgage | Seller | $178 |
| Mortgage recording tax | $0.15 per $100 | Buyer | $1,068 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $50 | $0 | $50 |
| $500,000 | $100 | $0 | $100 |
| $890,000 local median value | $178 | $0 | $178 |
| $1,000,000 | $200 | $0 | $200 |
Example Mountain Brook seller net sheet
An $890,000 sale, close to Mountain Brook's median home value of $891,300, with a 5% commission and a $535,000 mortgage payoff. Seller costs come to about $48,568, or 5.5% of the price.
| Line | Seller |
|---|---|
| Sale price | $890,000 |
| First mortgage payoff | −$535,000 |
| Real estate commission (5%) | −$44,500 |
| Deed recording tax | −$178 |
| Owner's title insurance policy | −$3,120 |
| Settlement / closing fee | −$350 |
| Seller's attorney fee | −$350 |
| Release / satisfaction recording | −$25 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $306,432 |
Who pays what in Mountain Brook
Mountain Brook closings follow Jefferson County customs. In Jefferson County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by an attorney, and each side normally has its own attorney.
Property taxes in Mountain Brook
The median property tax bill for homeowners in Mountain Brook is $7,189 a year, about 0.81% of the median home value of $891,300 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Oct 1-Sep 30, billed Oct 1 in arrears; seller credits buyer.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Mountain Brook seller questions
How much is the transfer tax in Mountain Brook, Alabama?
On an $890,000 sale in Mountain Brook, transfer taxes come to $178: Deed recording tax. By custom the seller pays it. A buyer who finances 80% of the price also pays $1,068 in mortgage taxes (Mortgage recording tax).
How much are seller closing costs in Mountain Brook?
On an $890,000 sale, close to the median home value in Mountain Brook, with a 5% commission, estimated seller costs are about $48,568 (5.5% of the price). Without commission they are about $4,068. The loan payoff and property tax proration change the final number.
What county is Mountain Brook in, and does it matter at closing?
Mountain Brook is in Jefferson County, Alabama. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Jefferson County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller.
How much are property taxes in Mountain Brook?
The median property tax bill for homeowners in Mountain Brook is $7,189 a year, about 0.81% of the median home value of $891,300 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Oct 1-Sep 30, billed Oct 1 in arrears; seller credits buyer.
Other cities in Jefferson County
- Birmingham
- Hoover
- Vestavia Hills
- Homewood
- Trussville
- Bessemer
- Gardendale
- Hueytown
- Center Point
- McCalla
- Irondale
- Leeds
Cities near Mountain Brook
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