Free San Francisco, California seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in San Francisco, California (San Francisco County). The calculator applies the local rates for you.
- Median home value
- $1,380,500
- Transfer tax on $1,380,000
- $10,350
- Seller costs on $1,380,000
- About $79,455
- Median property tax bill
- $9,412 a year
- County
- San Francisco County
- Population
- 827,526
San Francisco transfer tax
On a $1,380,000 sale in San Francisco, transfer taxes come to $10,350: San Francisco transfer tax. By custom the seller pays it.
| Tax | Rate | Paid by | On $1,380,000 |
|---|---|---|---|
| San Francisco transfer tax | 0.5% / 0.68% / 0.75% / 2.25% / 5.5% / 6% of the whole price by bracket | Seller | $10,350 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $1,250 | $0 | $1,250 |
| $500,000 | $3,400 | $0 | $3,400 |
| $1,000,000 | $7,500 | $0 | $7,500 |
| $1,380,000 local median value | $10,350 | $0 | $10,350 |
Example San Francisco seller net sheet
A $1,380,000 sale, close to San Francisco's median home value of $1,380,500, with a 5% commission and an $830,000 mortgage payoff. Seller costs come to about $79,455, or 5.8% of the price.
| Line | Seller |
|---|---|
| Sale price | $1,380,000 |
| First mortgage payoff | −$830,000 |
| Real estate commission (5%) | −$69,000 |
| San Francisco transfer tax | −$10,350 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$75 |
| Estimated net before property tax prorations | $470,545 |
Who pays what in San Francisco
San Francisco closings follow San Francisco County customs. Buyer pays owner's title and escrow in San Francisco. The escrow fee is customarily paid by the buyer. Closings are usually handled by an escrow company.
Property taxes in San Francisco
The median property tax bill for homeowners in San Francisco is $9,412 a year, about 0.68% of the median home value of $1,380,500 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; installments due Nov 1 (Jul-Dec) and Feb 1 (Jan-Jun). Seller credits buyer for the unpaid part of the current installment; supplemental taxes are billed to the buyer after closing.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the escrow company.
San Francisco seller questions
How much is the transfer tax in San Francisco, California?
On a $1,380,000 sale in San Francisco, transfer taxes come to $10,350: San Francisco transfer tax. By custom the seller pays it.
How much are seller closing costs in San Francisco?
On a $1,380,000 sale, close to the median home value in San Francisco, with a 5% commission, estimated seller costs are about $79,455 (5.8% of the price). Without commission they are about $10,455. The loan payoff and property tax proration change the final number.
What county is San Francisco in, and does it matter at closing?
San Francisco is in San Francisco County, California. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. Buyer pays owner's title and escrow in San Francisco. The escrow fee is customarily paid by the buyer.
How much are property taxes in San Francisco?
The median property tax bill for homeowners in San Francisco is $9,412 a year, about 0.68% of the median home value of $1,380,500 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; installments due Nov 1 (Jul-Dec) and Feb 1 (Jan-Jun). Seller credits buyer for the unpaid part of the current installment; supplemental taxes are billed to the buyer after closing.
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