Free Polk County, Florida seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Polk County. The calculator applies Florida and Polk County rates for you.
- Median home value
- $240,000
- Transfer tax on $240,000
- $1,680
- Seller costs on $240,000
- About $16,074
- Median property tax bill
- $1,769 a year
- Owner's title policy
- Seller pays
- Population
- 760,961
Polk County transfer tax
On a $240,000 sale in Polk County, transfer taxes come to $1,680: Documentary stamp tax on deed. By custom the seller pays it. A buyer who finances 80% of the price also pays $1,056 in mortgage taxes (Documentary stamp tax on note (new mortgage) and Intangible tax on new mortgage).
| Tax | Rate | Paid by | On $240,000 |
|---|---|---|---|
| Documentary stamp tax on deed | $0.70 per $100 | Seller | $1,680 |
| Documentary stamp tax on note (new mortgage) | $0.35 per $100 | Buyer | $672 |
| Intangible tax on new mortgage | $2.00 per $1,000 | Buyer | $384 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $240,000 local median value | $1,680 | $0 | $1,680 |
| $250,000 | $1,750 | $0 | $1,750 |
| $500,000 | $3,500 | $0 | $3,500 |
| $1,000,000 | $7,000 | $0 | $7,000 |
Example Polk County seller net sheet
A $240,000 sale, close to the county's median home value of $240,000, with a 5% commission and a $145,000 mortgage payoff. Seller costs come to about $16,074, or 6.7% of the price.
| Line | Seller |
|---|---|
| Sale price | $240,000 |
| First mortgage payoff | −$145,000 |
| Real estate commission (5%) | −$12,000 |
| Documentary stamp tax on deed | −$1,680 |
| Owner's title insurance policy | −$1,275 |
| Settlement / closing fee | −$550 |
| Release / satisfaction recording | −$18.50 |
| Title search and examination | −$200 |
| Municipal lien search | −$150 |
| Deed preparation | −$150 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $78,926.50 |
Who pays what in Polk County
Seller customarily pays the owner's policy and chooses the closing agent in Polk County. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company or attorney.
Property taxes in Polk County
The median property tax bill for homeowners in Polk County is $1,769 a year, about 0.74% of the median home value of $240,000 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Polk County Tax Collector bills Nov 1 (4% discount in Nov, 3% Dec, 2% Jan, 1% Feb; due Mar 31).
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Polk County seller questions
How much is the transfer tax in Polk County, Florida?
On a $240,000 sale in Polk County, transfer taxes come to $1,680: Documentary stamp tax on deed. By custom the seller pays it. A buyer who finances 80% of the price also pays $1,056 in mortgage taxes (Documentary stamp tax on note (new mortgage) and Intangible tax on new mortgage).
How much are seller closing costs in Polk County?
On a $240,000 sale, close to the median home value in Polk County, with a 5% commission, estimated seller costs are about $16,074 (6.7% of the price). Without commission they are about $4,074. The loan payoff and property tax proration change the final number.
Who pays for title insurance and closing fees in Polk County?
Seller customarily pays the owner's policy and chooses the closing agent in Polk County. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company or attorney.
How much are property taxes in Polk County?
The median property tax bill for homeowners in Polk County is $1,769 a year, about 0.74% of the median home value of $240,000 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Polk County Tax Collector bills Nov 1 (4% discount in Nov, 3% Dec, 2% Jan, 1% Feb; due Mar 31).
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