Free Jefferson County, Georgia seller net sheet calculator

Closing costs, transfer taxes and who pays what when selling a home in Jefferson County. The calculator applies Georgia and Jefferson County rates for you.

Calculate your Jefferson County net sheet

Median home value
$93,100
Transfer tax on $95,000
$95
Seller costs on $95,000
About $4,920
Median property tax bill
$923 a year
Owner's title policy
Buyer pays
Population
15,468

Jefferson County transfer tax

On a $95,000 sale in Jefferson County, transfer taxes come to $95: Real estate transfer tax. By custom the seller pays it. A buyer who finances 80% of the price also pays $228 in mortgage taxes (Intangible recording tax on new loan).

TaxRatePaid byOn $95,000
Real estate transfer tax$1.00 per $1,000 ($0.10 per $100)Seller$95
Intangible recording tax on new loan$1.50 per $500 (max $25,000)Buyer$228
Single-family home, buyer financing 80% of the price. Who pays follows local custom and can be negotiated in the contract.
Sale priceSeller paysBuyer paysTotal
$95,000 local median value$95$0$95
$250,000$250$0$250
$500,000$500$0$500
$1,000,000$1,000$0$1,000
Transfer taxes on the deed, split by local custom.

Example Jefferson County seller net sheet

A $95,000 sale, close to the county's median home value of $93,100, with a 5% commission and a $55,000 mortgage payoff. Seller costs come to about $4,920, or 5.2% of the price.

LineSeller
Sale price$95,000
First mortgage payoff−$55,000
Real estate commission (5%)−$4,750
Real estate transfer tax−$95
Release / satisfaction recording−$25
Wire / courier / payoff processing−$50
Estimated net before property tax prorations$35,080
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays what in Jefferson County

In Jefferson County, the buyer customarily pays the owner's title policy. The settlement fee is customarily paid by the buyer. Closings are usually handled by an attorney, and each side normally has its own attorney.

Property taxes in Jefferson County

The median property tax bill for homeowners in Jefferson County is $923 a year, about 0.99% of the median home value of $93,100 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Bills issued Aug-Oct for the calendar year; seller credits buyer for the unpaid portion.

Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.

Jefferson County seller questions

How much is the transfer tax in Jefferson County, Georgia?

On a $95,000 sale in Jefferson County, transfer taxes come to $95: Real estate transfer tax. By custom the seller pays it. A buyer who finances 80% of the price also pays $228 in mortgage taxes (Intangible recording tax on new loan).

How much are seller closing costs in Jefferson County?

On a $95,000 sale, close to the median home value in Jefferson County, with a 5% commission, estimated seller costs are about $4,920 (5.2% of the price). Without commission they are about $170. The loan payoff and property tax proration change the final number.

Who pays for title insurance and closing fees in Jefferson County?

In Jefferson County, the buyer customarily pays the owner's title policy. The settlement fee is customarily paid by the buyer. Closings are usually handled by an attorney, and each side normally has its own attorney.

How much are property taxes in Jefferson County?

The median property tax bill for homeowners in Jefferson County is $923 a year, about 0.99% of the median home value of $93,100 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Bills issued Aug-Oct for the calendar year; seller credits buyer for the unpaid portion.

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