Free Hilo, Hawaii seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Hilo, Hawaii (Hawaii County). The calculator applies the local rates for you.
- Median home value
- $455,100
- Transfer tax on $455,000
- $455
- Seller costs on $455,000
- About $25,612
- Median property tax bill
- $1,232 a year
- County
- Hawaii County
- Population
- 48,223
Hilo transfer tax
On a $455,000 sale in Hilo, transfer taxes come to $455: Conveyance tax (buyer qualifies for homeowner exemption). By custom the seller pays it.
| Tax | Rate | Paid by | On $455,000 |
|---|---|---|---|
| Conveyance tax (buyer qualifies for homeowner exemption) | $0.10 to $1.00 per $100 by bracket (whole price) | Seller | $455 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $250 | $0 | $250 |
| $455,000 local median value | $455 | $0 | $455 |
| $500,000 | $500 | $0 | $500 |
| $1,000,000 | $3,000 | $0 | $3,000 |
Example Hilo seller net sheet
A $455,000 sale, close to Hilo's median home value of $455,100, with a 5% commission and a $275,000 mortgage payoff. Seller costs come to about $25,612, or 5.6% of the price.
| Line | Seller |
|---|---|
| Sale price | $455,000 |
| First mortgage payoff | −$275,000 |
| Real estate commission (5%) | −$22,750 |
| Conveyance tax (buyer qualifies for homeowner exemption) | −$455 |
| Owner's title insurance policy | −$915.63 |
| Escrow fee | −$600 |
| Survey | −$800 |
| Release / satisfaction recording | −$41 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $154,388.37 |
Who pays what in Hilo
Hilo closings follow Hawaii County customs. In Hawaii County, the buyer and seller customarily split the owner's title policy. The escrow fee is customarily split between buyer and seller. Closings are usually handled by an escrow company.
Property taxes in Hilo
The median property tax bill for homeowners in Hilo is $1,232 a year, about 0.27% of the median home value of $455,100 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; halves due Aug 20 (Jul-Dec) and Feb 20 (Jan-Jun), paid in advance of each half.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the escrow company.
Hilo seller questions
How much is the transfer tax in Hilo, Hawaii?
On a $455,000 sale in Hilo, transfer taxes come to $455: Conveyance tax (buyer qualifies for homeowner exemption). By custom the seller pays it.
How much are seller closing costs in Hilo?
On a $455,000 sale, close to the median home value in Hilo, with a 5% commission, estimated seller costs are about $25,612 (5.6% of the price). Without commission they are about $2,862. The loan payoff and property tax proration change the final number.
What county is Hilo in, and does it matter at closing?
Hilo is in Hawaii County, Hawaii. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Hawaii County, the buyer and seller customarily split the owner's title policy. The escrow fee is customarily split between buyer and seller.
How much are property taxes in Hilo?
The median property tax bill for homeowners in Hilo is $1,232 a year, about 0.27% of the median home value of $455,100 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; halves due Aug 20 (Jul-Dec) and Feb 20 (Jan-Jun), paid in advance of each half.
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