Free Garden City, Idaho seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Garden City, Idaho (Ada County). The calculator applies the local rates for you.
- Median home value
- $411,400
- Transfer tax on $410,000
- None
- Seller costs on $410,000
- About $22,563
- Median property tax bill
- $2,709 a year
- County
- Ada County
- Population
- 12,936
Garden City transfer tax
Idaho does not charge a real estate transfer tax, so there is none to pay on a home sale in Garden City.
Example Garden City seller net sheet
A $410,000 sale, close to Garden City's median home value of $411,400, with a 5% commission and a $245,000 mortgage payoff. Seller costs come to about $22,563, or 5.5% of the price.
| Line | Seller |
|---|---|
| Sale price | $410,000 |
| First mortgage payoff | −$245,000 |
| Real estate commission (5%) | −$20,500 |
| Owner's title insurance policy | −$1,482.50 |
| Escrow fee | −$500 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $142,437.50 |
Who pays what in Garden City
Garden City closings follow Ada County customs. In Ada County, the seller customarily pays the owner's title policy. The escrow fee is customarily split between buyer and seller. Closings are usually handled by an escrow company.
Property taxes in Garden City
The median property tax bill for homeowners in Garden City is $2,709 a year, about 0.66% of the median home value of $411,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Dec 20 and Jun 20 (in arrears).
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the escrow company.
Garden City seller questions
How much is the transfer tax in Garden City, Idaho?
Idaho does not charge a real estate transfer tax, so there is none to pay on a home sale in Garden City.
How much are seller closing costs in Garden City?
On a $410,000 sale, close to the median home value in Garden City, with a 5% commission, estimated seller costs are about $22,563 (5.5% of the price). Without commission they are about $2,063. The loan payoff and property tax proration change the final number.
What county is Garden City in, and does it matter at closing?
Garden City is in Ada County, Idaho. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Ada County, the seller customarily pays the owner's title policy. The escrow fee is customarily split between buyer and seller.
How much are property taxes in Garden City?
The median property tax bill for homeowners in Garden City is $2,709 a year, about 0.66% of the median home value of $411,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Dec 20 and Jun 20 (in arrears).
Other cities in Ada County
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