Free Bell County, Kentucky seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Bell County. The calculator applies Kentucky and Bell County rates for you.
- Median home value
- $83,000
- Transfer tax on $85,000
- $85
- Seller costs on $85,000
- About $4,426
- Median property tax bill
- $617 a year
- Owner's title policy
- Buyer pays
- Population
- 23,878
Bell County transfer tax
On an $85,000 sale in Bell County, transfer taxes come to $85: Real estate transfer (deed) tax. By custom the seller pays it.
| Tax | Rate | Paid by | On $85,000 |
|---|---|---|---|
| Real estate transfer (deed) tax | $0.50 per $500 | Seller | $85 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $85,000 local median value | $85 | $0 | $85 |
| $250,000 | $250 | $0 | $250 |
| $500,000 | $500 | $0 | $500 |
| $1,000,000 | $1,000 | $0 | $1,000 |
Example Bell County seller net sheet
An $85,000 sale, close to the county's median home value of $83,000, with a 5% commission and a $50,000 mortgage payoff. Seller costs come to about $4,426, or 5.2% of the price.
| Line | Seller |
|---|---|
| Sale price | $85,000 |
| First mortgage payoff | −$50,000 |
| Real estate commission (5%) | −$4,250 |
| Real estate transfer (deed) tax | −$85 |
| Release / satisfaction recording | −$46 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $30,574 |
Who pays what in Bell County
In Bell County, the buyer customarily pays the owner's title policy. The settlement fee is customarily paid by the buyer. Closings are usually handled by a title company or attorney.
Property taxes in Bell County
The median property tax bill for homeowners in Bell County is $617 a year, about 0.74% of the median home value of $83,000 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed Oct-Nov (2% discount in November); seller credits buyer for Jan 1 through closing when unpaid.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Bell County seller questions
How much is the transfer tax in Bell County, Kentucky?
On an $85,000 sale in Bell County, transfer taxes come to $85: Real estate transfer (deed) tax. By custom the seller pays it.
How much are seller closing costs in Bell County?
On an $85,000 sale, close to the median home value in Bell County, with a 5% commission, estimated seller costs are about $4,426 (5.2% of the price). Without commission they are about $176. The loan payoff and property tax proration change the final number.
Who pays for title insurance and closing fees in Bell County?
In Bell County, the buyer customarily pays the owner's title policy. The settlement fee is customarily paid by the buyer. Closings are usually handled by a title company or attorney.
How much are property taxes in Bell County?
The median property tax bill for homeowners in Bell County is $617 a year, about 0.74% of the median home value of $83,000 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed Oct-Nov (2% discount in November); seller credits buyer for Jan 1 through closing when unpaid.
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