Free Hagerstown, Maryland seller net sheet calculator

Closing costs, transfer taxes and who pays what when selling a home in Hagerstown, Maryland (Washington County). The calculator applies the local rates for you.

Calculate your Hagerstown net sheet

Median home value
$207,700
Transfer tax on $210,000
$3,446
Seller costs on $210,000
About $12,683
Median property tax bill
$2,590 a year
County
Washington County
Population
43,909

Hagerstown transfer tax

On a $210,000 sale in Hagerstown, transfer taxes come to $3,446: State transfer tax, Recordation tax (Washington County) and County transfer tax (Washington County). By custom the seller pays $1,723 of that and the buyer $1,723.

TaxRatePaid byOn $210,000
State transfer tax0.5%Split 50/50$1,050
Recordation tax (Washington County)$3.80 per $500Split 50/50$1,596
County transfer tax (Washington County)0.5% of price above $50,000Split 50/50$800
Single-family home. Who pays follows local custom and can be negotiated in the contract.
Sale priceSeller paysBuyer paysTotal
$210,000 local median value$1,723$1,723$3,446
$250,000$2,075$2,075$4,150
$500,000$4,275$4,275$8,550
$1,000,000$8,675$8,675$17,350
Transfer taxes on the deed, split by local custom.

Example Hagerstown seller net sheet

A $210,000 sale, close to Hagerstown's median home value of $207,700, with a 5% commission and a $125,000 mortgage payoff. Seller costs come to about $12,683, or 6% of the price.

LineSeller
Sale price$210,000
First mortgage payoff−$125,000
Real estate commission (5%)−$10,500
State transfer tax−$525
Recordation tax (Washington County)−$798
County transfer tax (Washington County)−$400
Settlement / closing fee−$350
Release / satisfaction recording−$60
Wire / courier / payoff processing−$50
Estimated net before property tax prorations$72,317
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays what in Hagerstown

Hagerstown closings follow Washington County customs. In Washington County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company or attorney.

Property taxes in Hagerstown

The median property tax bill for homeowners in Hagerstown is $2,590 a year, about 1.25% of the median home value of $207,700 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun, billed Jul 1 and paid in advance (semiannual option for owner-occupants); seller is credited for prepaid months.

Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.

Hagerstown seller questions

How much is the transfer tax in Hagerstown, Maryland?

On a $210,000 sale in Hagerstown, transfer taxes come to $3,446: State transfer tax, Recordation tax (Washington County) and County transfer tax (Washington County). By custom the seller pays $1,723 of that and the buyer $1,723.

How much are seller closing costs in Hagerstown?

On a $210,000 sale, close to the median home value in Hagerstown, with a 5% commission, estimated seller costs are about $12,683 (6% of the price). Without commission they are about $2,183. The loan payoff and property tax proration change the final number.

What county is Hagerstown in, and does it matter at closing?

Hagerstown is in Washington County, Maryland. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Washington County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing.

How much are property taxes in Hagerstown?

The median property tax bill for homeowners in Hagerstown is $2,590 a year, about 1.25% of the median home value of $207,700 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun, billed Jul 1 and paid in advance (semiannual option for owner-occupants); seller is credited for prepaid months.

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