Free Middle River, Maryland seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Middle River, Maryland (Baltimore County). The calculator applies the local rates for you.
- Median home value
- $251,200
- Transfer tax on $250,000
- $5,920
- Seller costs on $250,000
- About $15,920
- Median property tax bill
- $3,030 a year
- County
- Baltimore County
- Population
- 31,616
Middle River transfer tax
On a $250,000 sale in Middle River, transfer taxes come to $5,920: State transfer tax, Recordation tax (Baltimore County) and County transfer tax (Baltimore County, principal residence). By custom the seller pays $2,960 of that and the buyer $2,960.
| Tax | Rate | Paid by | On $250,000 |
|---|---|---|---|
| State transfer tax | 0.5% | Split 50/50 | $1,250 |
| Recordation tax (Baltimore County) | $2.50 per $500 | Split 50/50 | $1,250 |
| County transfer tax (Baltimore County, principal residence) | 1.5% above $22,000 | Split 50/50 | $3,420 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 local median value | $2,960 | $2,960 | $5,920 |
| $500,000 | $6,085 | $6,085 | $12,170 |
| $1,000,000 | $12,335 | $12,335 | $24,670 |
Example Middle River seller net sheet
A $250,000 sale, close to Middle River's median home value of $251,200, with a 5% commission and a $150,000 mortgage payoff. Seller costs come to about $15,920, or 6.4% of the price.
| Line | Seller |
|---|---|
| Sale price | $250,000 |
| First mortgage payoff | −$150,000 |
| Real estate commission (5%) | −$12,500 |
| State transfer tax | −$625 |
| Recordation tax (Baltimore County) | −$625 |
| County transfer tax (Baltimore County, principal residence) | −$1,710 |
| Settlement / closing fee | −$350 |
| Release / satisfaction recording | −$60 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $84,080 |
Who pays what in Middle River
Middle River closings follow Baltimore County customs. In Baltimore County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company or attorney.
Property taxes in Middle River
The median property tax bill for homeowners in Middle River is $3,030 a year, about 1.21% of the median home value of $251,200 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun, billed Jul 1 and paid in advance (semiannual option for owner-occupants); seller is credited for prepaid months.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Middle River seller questions
How much is the transfer tax in Middle River, Maryland?
On a $250,000 sale in Middle River, transfer taxes come to $5,920: State transfer tax, Recordation tax (Baltimore County) and County transfer tax (Baltimore County, principal residence). By custom the seller pays $2,960 of that and the buyer $2,960.
How much are seller closing costs in Middle River?
On a $250,000 sale, close to the median home value in Middle River, with a 5% commission, estimated seller costs are about $15,920 (6.4% of the price). Without commission they are about $3,420. The loan payoff and property tax proration change the final number.
What county is Middle River in, and does it matter at closing?
Middle River is in Baltimore County, Maryland. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Baltimore County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing.
How much are property taxes in Middle River?
The median property tax bill for homeowners in Middle River is $3,030 a year, about 1.21% of the median home value of $251,200 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun, billed Jul 1 and paid in advance (semiannual option for owner-occupants); seller is credited for prepaid months.
Other cities in Baltimore County
- Dundalk
- Towson
- Catonsville
- Essex
- Woodlawn
- Randallstown
- Owings Mills
- Pikesville
- Milford Mill
- Parkville
- Perry Hall
- Carney
Cities near Middle River
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