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Free Middlesex County, Massachusetts seller net sheet calculator

Closing costs, transfer taxes and who pays what when selling a home in Middlesex County. The calculator applies Massachusetts and Middlesex County rates for you.

Calculate your Middlesex County net sheet

Median home value
$687,200
Transfer tax on $685,000
$3,124
Seller costs on $685,000
About $38,729
Median property tax bill
$7,240 a year
Owner's title policy
Buyer pays
Population
1,622,896

Middlesex County transfer tax

On a $685,000 sale in Middlesex County, transfer taxes come to $3,124: Deeds excise tax. By custom the seller pays it.

TaxRatePaid byOn $685,000
Deeds excise tax$4.56 per $1,000 ($2.28 per $500)Seller$3,123.60
 Single-family home. Who pays follows local custom and can be negotiated in the contract.
Sale priceSeller paysBuyer paysTotal
$250,000$1,140$0$1,140
$500,000$2,280$0$2,280
$685,000 local median value$3,123.60$0$3,123.60
$1,000,000$4,560$0$4,560
 Transfer taxes on the deed, split by local custom.

Example Middlesex County seller net sheet

A $685,000 sale, close to the county's median home value of $687,200, with a 5% commission and a $410,000 mortgage payoff. Seller costs come to about $38,729, or 5.7% of the price.

LineSeller
Sale price$685,000
First mortgage payoff−$410,000
Real estate commission (5%)−$34,250
Deeds excise tax−$3,123.60
Settlement / closing fee−$300
Seller's attorney fee−$900
Release / satisfaction recording−$105
Wire / courier / payoff processing−$50
Estimated net before property tax prorations$236,271.40
 Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays what in Middlesex County

In Middlesex County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by an attorney, and each side normally has its own attorney.

Property taxes in Middlesex County

The median property tax bill for homeowners in Middlesex County is $7,240 a year, about 1.05% of the median home value of $687,200 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun, quarterly bills (Aug, Nov, Feb, May) paid in advance of each quarter; seller is credited for the prepaid portion.

Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.

Middlesex County seller questions

How much is the transfer tax in Middlesex County, Massachusetts?

On a $685,000 sale in Middlesex County, transfer taxes come to $3,124: Deeds excise tax. By custom the seller pays it.

How much are seller closing costs in Middlesex County?

On a $685,000 sale, close to the median home value in Middlesex County, with a 5% commission, estimated seller costs are about $38,729 (5.7% of the price). Without commission they are about $4,479. The loan payoff and property tax proration change the final number.

Who pays for title insurance and closing fees in Middlesex County?

In Middlesex County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by an attorney, and each side normally has its own attorney.

How much are property taxes in Middlesex County?

The median property tax bill for homeowners in Middlesex County is $7,240 a year, about 1.05% of the median home value of $687,200 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun, quarterly bills (Aug, Nov, Feb, May) paid in advance of each quarter; seller is credited for the prepaid portion.

Cities in Middlesex County

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