Free Swansea, Massachusetts seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Swansea, Massachusetts (Bristol County). The calculator applies the local rates for you.
- Median home value
- $414,900
- Transfer tax on $415,000
- $1,892
- Seller costs on $415,000
- About $23,997
- Median property tax bill
- $4,754 a year
- County
- Bristol County
- Population
- 17,537
Swansea transfer tax
On a $415,000 sale in Swansea, transfer taxes come to $1,892: Deeds excise tax. By custom the seller pays it.
| Tax | Rate | Paid by | On $415,000 |
|---|---|---|---|
| Deeds excise tax | $4.56 per $1,000 ($2.28 per $500) | Seller | $1,892.40 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $1,140 | $0 | $1,140 |
| $415,000 local median value | $1,892.40 | $0 | $1,892.40 |
| $500,000 | $2,280 | $0 | $2,280 |
| $1,000,000 | $4,560 | $0 | $4,560 |
Example Swansea seller net sheet
A $415,000 sale, close to Swansea's median home value of $414,900, with a 5% commission and a $250,000 mortgage payoff. Seller costs come to about $23,997, or 5.8% of the price.
| Line | Seller |
|---|---|
| Sale price | $415,000 |
| First mortgage payoff | −$250,000 |
| Real estate commission (5%) | −$20,750 |
| Deeds excise tax | −$1,892.40 |
| Settlement / closing fee | −$300 |
| Seller's attorney fee | −$900 |
| Release / satisfaction recording | −$105 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $141,002.60 |
Who pays what in Swansea
Swansea closings follow Bristol County customs. In Bristol County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by an attorney, and each side normally has its own attorney.
Property taxes in Swansea
The median property tax bill for homeowners in Swansea is $4,754 a year, about 1.15% of the median home value of $414,900 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun, quarterly bills (Aug, Nov, Feb, May) paid in advance of each quarter; seller is credited for the prepaid portion.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Swansea seller questions
How much is the transfer tax in Swansea, Massachusetts?
On a $415,000 sale in Swansea, transfer taxes come to $1,892: Deeds excise tax. By custom the seller pays it.
How much are seller closing costs in Swansea?
On a $415,000 sale, close to the median home value in Swansea, with a 5% commission, estimated seller costs are about $23,997 (5.8% of the price). Without commission they are about $3,247. The loan payoff and property tax proration change the final number.
What county is Swansea in, and does it matter at closing?
Swansea is in Bristol County, Massachusetts. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Bristol County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing.
How much are property taxes in Swansea?
The median property tax bill for homeowners in Swansea is $4,754 a year, about 1.15% of the median home value of $414,900 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun, quarterly bills (Aug, Nov, Feb, May) paid in advance of each quarter; seller is credited for the prepaid portion.
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