Free Fort Gratiot, Michigan seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Fort Gratiot, Michigan (St. Clair County). The calculator applies the local rates for you.
- Median home value
- $213,200
- Transfer tax on $215,000
- $1,849
- Seller costs on $215,000
- About $13,898
- Median property tax bill
- $2,542 a year
- County
- St. Clair County
- Population
- 11,693
Fort Gratiot transfer tax
On a $215,000 sale in Fort Gratiot, transfer taxes come to $1,849: State real estate transfer tax and County real estate transfer tax. By custom the seller pays it.
| Tax | Rate | Paid by | On $215,000 |
|---|---|---|---|
| State real estate transfer tax | $3.75 per $500 | Seller | $1,612.50 |
| County real estate transfer tax | $0.55 per $500 | Seller | $236.50 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $215,000 local median value | $1,849 | $0 | $1,849 |
| $250,000 | $2,150 | $0 | $2,150 |
| $500,000 | $4,300 | $0 | $4,300 |
| $1,000,000 | $8,600 | $0 | $8,600 |
Example Fort Gratiot seller net sheet
A $215,000 sale, close to Fort Gratiot's median home value of $213,200, with a 5% commission and a $130,000 mortgage payoff. Seller costs come to about $13,898, or 6.5% of the price.
| Line | Seller |
|---|---|
| Sale price | $215,000 |
| First mortgage payoff | −$130,000 |
| Real estate commission (5%) | −$10,750 |
| State real estate transfer tax | −$1,612.50 |
| County real estate transfer tax | −$236.50 |
| Owner's title insurance policy | −$874 |
| Settlement / closing fee | −$350 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $71,102 |
Who pays what in Fort Gratiot
Fort Gratiot closings follow St. Clair County customs. In St. Clair County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company.
Property taxes in Fort Gratiot
The median property tax bill for homeowners in Fort Gratiot is $2,542 a year, about 1.19% of the median home value of $213,200 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Summer (Jul 1) and winter (Dec 1) bills. Most of Michigan prorates as if taxes are paid in advance for the 12 months following the bill (due-date method); seller is credited for prepaid months. Some areas use the calendar-year method.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Fort Gratiot seller questions
How much is the transfer tax in Fort Gratiot, Michigan?
On a $215,000 sale in Fort Gratiot, transfer taxes come to $1,849: State real estate transfer tax and County real estate transfer tax. By custom the seller pays it.
How much are seller closing costs in Fort Gratiot?
On a $215,000 sale, close to the median home value in Fort Gratiot, with a 5% commission, estimated seller costs are about $13,898 (6.5% of the price). Without commission they are about $3,148. The loan payoff and property tax proration change the final number.
What county is Fort Gratiot in, and does it matter at closing?
Fort Gratiot is in St. Clair County, Michigan. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In St. Clair County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing.
How much are property taxes in Fort Gratiot?
The median property tax bill for homeowners in Fort Gratiot is $2,542 a year, about 1.19% of the median home value of $213,200 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Summer (Jul 1) and winter (Dec 1) bills. Most of Michigan prorates as if taxes are paid in advance for the 12 months following the bill (due-date method); seller is credited for prepaid months. Some areas use the calendar-year method.
Other cities in St. Clair County
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