Free Kalamazoo, Michigan seller net sheet calculator

Closing costs, transfer taxes and who pays what when selling a home in Kalamazoo, Michigan (Kalamazoo County). The calculator applies the local rates for you.

Calculate your Kalamazoo net sheet

Median home value
$164,500
Transfer tax on $165,000
$1,419
Seller costs on $165,000
About $10,788
Median property tax bill
$2,754 a year
County
Kalamazoo County
Population
73,290

Kalamazoo transfer tax

On a $165,000 sale in Kalamazoo, transfer taxes come to $1,419: State real estate transfer tax and County real estate transfer tax. By custom the seller pays it.

TaxRatePaid byOn $165,000
State real estate transfer tax$3.75 per $500Seller$1,237.50
County real estate transfer tax$0.55 per $500Seller$181.50
Single-family home. Who pays follows local custom and can be negotiated in the contract.
Sale priceSeller paysBuyer paysTotal
$165,000 local median value$1,419$0$1,419
$250,000$2,150$0$2,150
$500,000$4,300$0$4,300
$1,000,000$8,600$0$8,600
Transfer taxes on the deed, split by local custom.

Example Kalamazoo seller net sheet

A $165,000 sale, close to Kalamazoo's median home value of $164,500, with a 5% commission and a $100,000 mortgage payoff. Seller costs come to about $10,788, or 6.5% of the price.

LineSeller
Sale price$165,000
First mortgage payoff−$100,000
Real estate commission (5%)−$8,250
State real estate transfer tax−$1,237.50
County real estate transfer tax−$181.50
Owner's title insurance policy−$694
Settlement / closing fee−$350
Release / satisfaction recording−$30
Wire / courier / payoff processing−$45
Estimated net before property tax prorations$54,212
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays what in Kalamazoo

Kalamazoo closings follow Kalamazoo County customs. In Kalamazoo County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company.

Property taxes in Kalamazoo

The median property tax bill for homeowners in Kalamazoo is $2,754 a year, about 1.67% of the median home value of $164,500 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Summer (Jul 1) and winter (Dec 1) bills. Most of Michigan prorates as if taxes are paid in advance for the 12 months following the bill (due-date method); seller is credited for prepaid months. Some areas use the calendar-year method.

Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.

Kalamazoo seller questions

How much is the transfer tax in Kalamazoo, Michigan?

On a $165,000 sale in Kalamazoo, transfer taxes come to $1,419: State real estate transfer tax and County real estate transfer tax. By custom the seller pays it.

How much are seller closing costs in Kalamazoo?

On a $165,000 sale, close to the median home value in Kalamazoo, with a 5% commission, estimated seller costs are about $10,788 (6.5% of the price). Without commission they are about $2,538. The loan payoff and property tax proration change the final number.

What county is Kalamazoo in, and does it matter at closing?

Kalamazoo is in Kalamazoo County, Michigan. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Kalamazoo County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing.

How much are property taxes in Kalamazoo?

The median property tax bill for homeowners in Kalamazoo is $2,754 a year, about 1.67% of the median home value of $164,500 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Summer (Jul 1) and winter (Dec 1) bills. Most of Michigan prorates as if taxes are paid in advance for the 12 months following the bill (due-date method); seller is credited for prepaid months. Some areas use the calendar-year method.

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