Free North Bellport, New York seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in North Bellport, New York (Suffolk County). The calculator applies the local rates for you.
- Median home value
- $392,100
- Transfer tax on $390,000
- $1,560
- Seller costs on $390,000
- About $22,945
- Median property tax bill
- $8,030 a year
- County
- Suffolk County
- Population
- 10,999
North Bellport transfer tax
On a $390,000 sale in North Bellport, transfer taxes come to $1,560: NY State real estate transfer tax. By custom the seller pays it. A buyer who finances 80% of the price also pays $2,466 in mortgage taxes (Mortgage recording tax (Nassau/Suffolk/Putnam/Orange/Dutchess)).
| Tax | Rate | Paid by | On $390,000 |
|---|---|---|---|
| NY State real estate transfer tax | $2.00 per $500 | Seller | $1,560 |
| Mortgage recording tax (Nassau/Suffolk/Putnam/Orange/Dutchess) | 0.80% borrower (1.05% total) | Buyer | $2,466 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $1,000 | $0 | $1,000 |
| $390,000 local median value | $1,560 | $0 | $1,560 |
| $500,000 | $2,000 | $0 | $2,000 |
| $1,000,000 | $4,000 | $10,000 | $14,000 |
Example North Bellport seller net sheet
A $390,000 sale, close to North Bellport's median home value of $392,100, with a 5% commission and a $235,000 mortgage payoff. Seller costs come to about $22,945, or 5.9% of the price.
| Line | Seller |
|---|---|
| Sale price | $390,000 |
| First mortgage payoff | −$235,000 |
| Real estate commission (5%) | −$19,500 |
| NY State real estate transfer tax | −$1,560 |
| Settlement / closing fee | −$250 |
| Seller's attorney fee | −$1,500 |
| Release / satisfaction recording | −$60 |
| Wire / courier / payoff processing | −$75 |
| Estimated net before property tax prorations | $132,055 |
Who pays what in North Bellport
North Bellport closings follow Suffolk County customs. In Suffolk County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by an attorney, and each side normally has its own attorney.
Property taxes in North Bellport
The median property tax bill for homeowners in North Bellport is $8,030 a year, about 2.05% of the median home value of $392,100 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Town/county taxes billed Jan 1 for the calendar year and school taxes Sep 1 for Jul-Jun are paid in advance; seller is usually credited for prepaid taxes.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
North Bellport seller questions
How much is the transfer tax in North Bellport, New York?
On a $390,000 sale in North Bellport, transfer taxes come to $1,560: NY State real estate transfer tax. By custom the seller pays it. A buyer who finances 80% of the price also pays $2,466 in mortgage taxes (Mortgage recording tax (Nassau/Suffolk/Putnam/Orange/Dutchess)).
How much are seller closing costs in North Bellport?
On a $390,000 sale, close to the median home value in North Bellport, with a 5% commission, estimated seller costs are about $22,945 (5.9% of the price). Without commission they are about $3,445. The loan payoff and property tax proration change the final number.
What county is North Bellport in, and does it matter at closing?
North Bellport is in Suffolk County, New York. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Suffolk County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing.
How much are property taxes in North Bellport?
The median property tax bill for homeowners in North Bellport is $8,030 a year, about 2.05% of the median home value of $392,100 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Town/county taxes billed Jan 1 for the calendar year and school taxes Sep 1 for Jul-Jun are paid in advance; seller is usually credited for prepaid taxes.
Other cities in Suffolk County
- Brookhaven
- West Babylon
- Coram
- Central Islip
- Commack
- Huntington Station
- Centereach
- Bay Shore
- East Hampton
- Shirley
- Deer Park
- Lindenhurst
Cities near North Bellport
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