Free Concord, North Carolina seller net sheet calculator

Closing costs, transfer taxes and who pays what when selling a home in Concord, North Carolina (Cabarrus County). The calculator applies the local rates for you.

Calculate your Concord net sheet

Median home value
$327,600
Transfer tax on $330,000
$660
Seller costs on $330,000
About $17,531
Median property tax bill
$2,659 a year
County
Cabarrus County
Population
112,395

Concord transfer tax

On a $330,000 sale in Concord, transfer taxes come to $660: Excise tax on conveyances (revenue stamps). By custom the seller pays it.

TaxRatePaid byOn $330,000
Excise tax on conveyances (revenue stamps)$1.00 per $500Seller$660
Single-family home. Who pays follows local custom and can be negotiated in the contract.
Sale priceSeller paysBuyer paysTotal
$250,000$500$0$500
$330,000 local median value$660$0$660
$500,000$1,000$0$1,000
$1,000,000$2,000$0$2,000
Transfer taxes on the deed, split by local custom.

Example Concord seller net sheet

A $330,000 sale, close to Concord's median home value of $327,600, with a 5% commission and a $200,000 mortgage payoff. Seller costs come to about $17,531, or 5.3% of the price.

LineSeller
Sale price$330,000
First mortgage payoff−$200,000
Real estate commission (5%)−$16,500
Excise tax on conveyances (revenue stamps)−$660
Seller's attorney fee−$300
Release / satisfaction recording−$26
Wire / courier / payoff processing−$45
Estimated net before property tax prorations$112,469
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays what in Concord

Concord closings follow Cabarrus County customs. In Cabarrus County, the buyer customarily pays the owner's title policy. The settlement fee is customarily paid by the buyer. Closings are usually handled by an attorney, and each side normally has its own attorney.

Property taxes in Concord

The median property tax bill for homeowners in Concord is $2,659 a year, about 0.81% of the median home value of $327,600 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Bills issued Jul-Sep for the calendar year, due Sep 1 (delinquent Jan 6); seller credits buyer when unpaid.

Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.

Concord seller questions

How much is the transfer tax in Concord, North Carolina?

On a $330,000 sale in Concord, transfer taxes come to $660: Excise tax on conveyances (revenue stamps). By custom the seller pays it.

How much are seller closing costs in Concord?

On a $330,000 sale, close to the median home value in Concord, with a 5% commission, estimated seller costs are about $17,531 (5.3% of the price). Without commission they are about $1,031. The loan payoff and property tax proration change the final number.

What county is Concord in, and does it matter at closing?

Concord is in Cabarrus County, North Carolina. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Cabarrus County, the buyer customarily pays the owner's title policy. The settlement fee is customarily paid by the buyer.

How much are property taxes in Concord?

The median property tax bill for homeowners in Concord is $2,659 a year, about 0.81% of the median home value of $327,600 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Bills issued Jul-Sep for the calendar year, due Sep 1 (delinquent Jan 6); seller credits buyer when unpaid.

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