Free Montgomery County, Ohio seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Montgomery County. The calculator applies Ohio and Montgomery County rates for you.
- Median home value
- $167,400
- Transfer tax on $165,000
- $495
- Seller costs on $165,000
- About $10,131
- Median property tax bill
- $2,975 a year
- Owner's title policy
- Seller pays
- Population
- 535,528
Montgomery County transfer tax
On a $165,000 sale in Montgomery County, transfer taxes come to $495: Real property conveyance fee (state $1 + county permissive $2 per $1,000). By custom the seller pays it.
| Tax | Rate | Paid by | On $165,000 |
|---|---|---|---|
| Real property conveyance fee (state $1 + county permissive $2 per $1,000) | $3.00 per $1,000 | Seller | $495 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $165,000 local median value | $495 | $0 | $495 |
| $250,000 | $750 | $0 | $750 |
| $500,000 | $1,500 | $0 | $1,500 |
| $1,000,000 | $3,000 | $0 | $3,000 |
Example Montgomery County seller net sheet
A $165,000 sale, close to the county's median home value of $167,400, with a 5% commission and a $100,000 mortgage payoff. Seller costs come to about $10,131, or 6.1% of the price.
| Line | Seller |
|---|---|
| Sale price | $165,000 |
| First mortgage payoff | −$100,000 |
| Real estate commission (5%) | −$8,250 |
| Real property conveyance fee (state $1 + county permissive $2 per $1,000) | −$495 |
| Owner's title insurance policy | −$957 |
| Settlement / closing fee | −$350 |
| Release / satisfaction recording | −$34 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $54,869 |
Who pays what in Montgomery County
In Montgomery County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.
Property taxes in Montgomery County
The median property tax bill for homeowners in Montgomery County is $2,975 a year, about 1.78% of the median home value of $167,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Taxes are paid six to twelve months in arrears (halves in Jan/Feb and Jun/Jul for the prior year). Franklin County uses 'long' proration (credit for the prior year plus the current year through closing); Hamilton County uses 'short' proration (current year only). This estimate covers the current year only.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Montgomery County seller questions
How much is the transfer tax in Montgomery County, Ohio?
On a $165,000 sale in Montgomery County, transfer taxes come to $495: Real property conveyance fee (state $1 + county permissive $2 per $1,000). By custom the seller pays it.
How much are seller closing costs in Montgomery County?
On a $165,000 sale, close to the median home value in Montgomery County, with a 5% commission, estimated seller costs are about $10,131 (6.1% of the price). Without commission they are about $1,881. The loan payoff and property tax proration change the final number.
Who pays for title insurance and closing fees in Montgomery County?
In Montgomery County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.
How much are property taxes in Montgomery County?
The median property tax bill for homeowners in Montgomery County is $2,975 a year, about 1.78% of the median home value of $167,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Taxes are paid six to twelve months in arrears (halves in Jan/Feb and Jun/Jul for the prior year). Franklin County uses 'long' proration (credit for the prior year plus the current year through closing); Hamilton County uses 'short' proration (current year only). This estimate covers the current year only.
Cities in Montgomery County
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