Free Clayton, Ohio seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Clayton, Ohio (Montgomery County). The calculator applies the local rates for you.
- Median home value
- $189,100
- Transfer tax on $190,000
- $570
- Seller costs on $190,000
- About $11,601
- Median property tax bill
- $3,976 a year
- County
- Montgomery County
- Population
- 13,296
Clayton transfer tax
On a $190,000 sale in Clayton, transfer taxes come to $570: Real property conveyance fee (state $1 + county permissive $2 per $1,000). By custom the seller pays it.
| Tax | Rate | Paid by | On $190,000 |
|---|---|---|---|
| Real property conveyance fee (state $1 + county permissive $2 per $1,000) | $3.00 per $1,000 | Seller | $570 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $190,000 local median value | $570 | $0 | $570 |
| $250,000 | $750 | $0 | $750 |
| $500,000 | $1,500 | $0 | $1,500 |
| $1,000,000 | $3,000 | $0 | $3,000 |
Example Clayton seller net sheet
A $190,000 sale, close to Clayton's median home value of $189,100, with a 5% commission and a $115,000 mortgage payoff. Seller costs come to about $11,601, or 6.1% of the price.
| Line | Seller |
|---|---|
| Sale price | $190,000 |
| First mortgage payoff | −$115,000 |
| Real estate commission (5%) | −$9,500 |
| Real property conveyance fee (state $1 + county permissive $2 per $1,000) | −$570 |
| Owner's title insurance policy | −$1,102 |
| Settlement / closing fee | −$350 |
| Release / satisfaction recording | −$34 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $63,399 |
Who pays what in Clayton
Clayton closings follow Montgomery County customs. In Montgomery County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.
Property taxes in Clayton
The median property tax bill for homeowners in Clayton is $3,976 a year, about 2.1% of the median home value of $189,100 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Taxes are paid six to twelve months in arrears (halves in Jan/Feb and Jun/Jul for the prior year). Franklin County uses 'long' proration (credit for the prior year plus the current year through closing); Hamilton County uses 'short' proration (current year only). This estimate covers the current year only.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Clayton seller questions
How much is the transfer tax in Clayton, Ohio?
On a $190,000 sale in Clayton, transfer taxes come to $570: Real property conveyance fee (state $1 + county permissive $2 per $1,000). By custom the seller pays it.
How much are seller closing costs in Clayton?
On a $190,000 sale, close to the median home value in Clayton, with a 5% commission, estimated seller costs are about $11,601 (6.1% of the price). Without commission they are about $2,101. The loan payoff and property tax proration change the final number.
What county is Clayton in, and does it matter at closing?
Clayton is in Montgomery County, Ohio. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Montgomery County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller.
How much are property taxes in Clayton?
The median property tax bill for homeowners in Clayton is $3,976 a year, about 2.1% of the median home value of $189,100 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Taxes are paid six to twelve months in arrears (halves in Jan/Feb and Jun/Jul for the prior year). Franklin County uses 'long' proration (credit for the prior year plus the current year through closing); Hamilton County uses 'short' proration (current year only). This estimate covers the current year only.
Other cities in Montgomery County
- Dayton
- Kettering
- Huber Heights
- Centerville
- Riverside
- Trotwood
- Miamisburg
- Vandalia
- Englewood
- West Carrollton
- Shiloh
Cities near Clayton
Build your Clayton net sheet in minutes.
Free to use. No account needed to try it.