Free Bend, Oregon seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Bend, Oregon (Deschutes County). The calculator applies the local rates for you.
- Median home value
- $646,800
- Transfer tax on $645,000
- None
- Seller costs on $645,000
- About $35,204
- Median property tax bill
- $3,980 a year
- County
- Deschutes County
- Population
- 106,926
Bend transfer tax
There is no transfer tax on a typical home sale in Bend.
Example Bend seller net sheet
A $645,000 sale, close to Bend's median home value of $646,800, with a 5% commission and a $385,000 mortgage payoff. Seller costs come to about $35,204, or 5.5% of the price.
| Line | Seller |
|---|---|
| Sale price | $645,000 |
| First mortgage payoff | −$385,000 |
| Real estate commission (5%) | −$32,250 |
| Owner's title insurance policy | −$2,148 |
| Escrow fee | −$650 |
| Release / satisfaction recording | −$96 |
| Wire / courier / payoff processing | −$60 |
| Estimated net before property tax prorations | $224,796 |
Who pays what in Bend
Bend closings follow Deschutes County customs. In Deschutes County, the seller customarily pays the owner's title policy. The escrow fee is customarily split between buyer and seller. Closings are usually handled by an escrow company.
Property taxes in Bend
The median property tax bill for homeowners in Bend is $3,980 a year, about 0.62% of the median home value of $646,800 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; bills issued in October and due Nov 15 (3% discount). Before November the current year is unpaid and the seller credits the buyer; afterwards the seller is reimbursed.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the escrow company.
Bend seller questions
How much is the transfer tax in Bend, Oregon?
There is no transfer tax on a typical home sale in Bend.
How much are seller closing costs in Bend?
On a $645,000 sale, close to the median home value in Bend, with a 5% commission, estimated seller costs are about $35,204 (5.5% of the price). Without commission they are about $2,954. The loan payoff and property tax proration change the final number.
What county is Bend in, and does it matter at closing?
Bend is in Deschutes County, Oregon. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Deschutes County, the seller customarily pays the owner's title policy. The escrow fee is customarily split between buyer and seller.
How much are property taxes in Bend?
The median property tax bill for homeowners in Bend is $3,980 a year, about 0.62% of the median home value of $646,800 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; bills issued in October and due Nov 15 (3% discount). Before November the current year is unpaid and the seller credits the buyer; afterwards the seller is reimbursed.
Other cities in Deschutes County
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