Free Philadelphia County, Pennsylvania seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Philadelphia County. The calculator applies Pennsylvania and Philadelphia County rates for you.
- Median home value
- $232,400
- Transfer tax on $230,000
- $4,600
- Seller costs on $230,000
- About $14,090
- Median property tax bill
- $1,952 a year
- Owner's title policy
- Buyer pays
- Population
- 1,582,432
Philadelphia County transfer tax
On a $230,000 sale in Philadelphia County, transfer taxes come to $4,600: State realty transfer tax and Local realty transfer tax (municipality + school district). By custom the seller pays $2,300 of that and the buyer $2,300. Philadelphia has its own rate.
| Tax | Rate | Paid by | On $230,000 |
|---|---|---|---|
| State realty transfer tax | 1% | Split 50/50 | $2,300 |
| Local realty transfer tax (municipality + school district) | 1% (typical: 0.5% municipality + 0.5% school district) | Split 50/50 | $2,300 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $230,000 local median value | $2,300 | $2,300 | $4,600 |
| $250,000 | $2,500 | $2,500 | $5,000 |
| $500,000 | $5,000 | $5,000 | $10,000 |
| $1,000,000 | $10,000 | $10,000 | $20,000 |
Example Philadelphia County seller net sheet
A $230,000 sale, close to the county's median home value of $232,400, with a 5% commission and a $140,000 mortgage payoff. Seller costs come to about $14,090, or 6.1% of the price.
| Line | Seller |
|---|---|
| Sale price | $230,000 |
| First mortgage payoff | −$140,000 |
| Real estate commission (5%) | −$11,500 |
| State realty transfer tax | −$1,150 |
| Local realty transfer tax (municipality + school district) | −$1,150 |
| Settlement / closing fee | −$150 |
| Release / satisfaction recording | −$90 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $75,910 |
Who pays what in Philadelphia County
In Philadelphia County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company.
Property taxes in Philadelphia County
The median property tax bill for homeowners in Philadelphia County is $1,952 a year, about 0.84% of the median home value of $232,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. County and municipal taxes are billed in Feb-Mar for the calendar year and school taxes in Jul for Jul-Jun; the seller is credited for prepaid periods.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Philadelphia County seller questions
How much is the transfer tax in Philadelphia County, Pennsylvania?
On a $230,000 sale in Philadelphia County, transfer taxes come to $4,600: State realty transfer tax and Local realty transfer tax (municipality + school district). By custom the seller pays $2,300 of that and the buyer $2,300. Philadelphia has its own rate.
How much are seller closing costs in Philadelphia County?
On a $230,000 sale, close to the median home value in Philadelphia County, with a 5% commission, estimated seller costs are about $14,090 (6.1% of the price). Without commission they are about $2,590. The loan payoff and property tax proration change the final number.
Who pays for title insurance and closing fees in Philadelphia County?
In Philadelphia County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company.
How much are property taxes in Philadelphia County?
The median property tax bill for homeowners in Philadelphia County is $1,952 a year, about 0.84% of the median home value of $232,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. County and municipal taxes are billed in Feb-Mar for the calendar year and school taxes in Jul for Jul-Jun; the seller is credited for prepaid periods.
Cities in Philadelphia County
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