Free Denison, Texas seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Denison, Texas (Grayson County). The calculator applies the local rates for you.
- Median home value
- $167,800
- Transfer tax on $170,000
- None
- Seller costs on $170,000
- About $10,156
- Median property tax bill
- $2,280 a year
- County
- Grayson County
- Population
- 26,446
Denison transfer tax
Texas does not charge a real estate transfer tax, so there is none to pay on a home sale in Denison.
Example Denison seller net sheet
A $170,000 sale, close to Denison's median home value of $167,800, with a 5% commission and a $100,000 mortgage payoff. Seller costs come to about $10,156, or 6% of the price.
| Line | Seller |
|---|---|
| Sale price | $170,000 |
| First mortgage payoff | −$100,000 |
| Real estate commission (5%) | −$8,500 |
| Owner's title insurance policy | −$1,125.80 |
| Settlement / closing fee | −$450 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $59,844.20 |
Who pays what in Denison
Denison closings follow Grayson County customs. In Grayson County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company.
Property taxes in Denison
The median property tax bill for homeowners in Denison is $2,280 a year, about 1.36% of the median home value of $167,800 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed in October and due Jan 31 of the following year; the seller credits the buyer for Jan 1 through closing.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Denison seller questions
How much is the transfer tax in Denison, Texas?
Texas does not charge a real estate transfer tax, so there is none to pay on a home sale in Denison.
How much are seller closing costs in Denison?
On a $170,000 sale, close to the median home value in Denison, with a 5% commission, estimated seller costs are about $10,156 (6% of the price). Without commission they are about $1,656. The loan payoff and property tax proration change the final number.
What county is Denison in, and does it matter at closing?
Denison is in Grayson County, Texas. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Grayson County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing.
How much are property taxes in Denison?
The median property tax bill for homeowners in Denison is $2,280 a year, about 1.36% of the median home value of $167,800 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed in October and due Jan 31 of the following year; the seller credits the buyer for Jan 1 through closing.
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