Free Henderson, Texas seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Henderson, Texas (Rusk County). The calculator applies the local rates for you.
- Median home value
- $166,900
- Transfer tax on $165,000
- None
- Seller costs on $165,000
- About $9,881
- Median property tax bill
- $1,923 a year
- County
- Rusk County
- Population
- 13,485
Henderson transfer tax
Texas does not charge a real estate transfer tax, so there is none to pay on a home sale in Henderson.
Example Henderson seller net sheet
A $165,000 sale, close to Henderson's median home value of $166,900, with a 5% commission and a $100,000 mortgage payoff. Seller costs come to about $9,881, or 6% of the price.
| Line | Seller |
|---|---|
| Sale price | $165,000 |
| First mortgage payoff | −$100,000 |
| Real estate commission (5%) | −$8,250 |
| Owner's title insurance policy | −$1,101.10 |
| Settlement / closing fee | −$450 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $55,118.90 |
Who pays what in Henderson
Henderson closings follow Rusk County customs. In Rusk County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company.
Property taxes in Henderson
The median property tax bill for homeowners in Henderson is $1,923 a year, about 1.15% of the median home value of $166,900 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed in October and due Jan 31 of the following year; the seller credits the buyer for Jan 1 through closing.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Henderson seller questions
How much is the transfer tax in Henderson, Texas?
Texas does not charge a real estate transfer tax, so there is none to pay on a home sale in Henderson.
How much are seller closing costs in Henderson?
On a $165,000 sale, close to the median home value in Henderson, with a 5% commission, estimated seller costs are about $9,881 (6% of the price). Without commission they are about $1,631. The loan payoff and property tax proration change the final number.
What county is Henderson in, and does it matter at closing?
Henderson is in Rusk County, Texas. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Rusk County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing.
How much are property taxes in Henderson?
The median property tax bill for homeowners in Henderson is $1,923 a year, about 1.15% of the median home value of $166,900 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed in October and due Jan 31 of the following year; the seller credits the buyer for Jan 1 through closing.
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