Free Polk County, Texas seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Polk County. The calculator applies Texas and Polk County rates for you.
- Median home value
- $154,000
- Transfer tax on $155,000
- None
- Seller costs on $155,000
- About $9,332
- Median property tax bill
- $1,597 a year
- Owner's title policy
- Seller pays
- Population
- 51,780
Polk County transfer tax
Texas does not charge a real estate transfer tax, so there is none to pay on a home sale in Polk County.
Example Polk County seller net sheet
A $155,000 sale, close to the county's median home value of $154,000, with a 5% commission and a $95,000 mortgage payoff. Seller costs come to about $9,332, or 6% of the price.
| Line | Seller |
|---|---|
| Sale price | $155,000 |
| First mortgage payoff | −$95,000 |
| Real estate commission (5%) | −$7,750 |
| Owner's title insurance policy | −$1,051.70 |
| Settlement / closing fee | −$450 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $50,668.30 |
Who pays what in Polk County
In Polk County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company.
Property taxes in Polk County
The median property tax bill for homeowners in Polk County is $1,597 a year, about 1.04% of the median home value of $154,000 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed in October and due Jan 31 of the following year; the seller credits the buyer for Jan 1 through closing.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Polk County seller questions
How much is the transfer tax in Polk County, Texas?
Texas does not charge a real estate transfer tax, so there is none to pay on a home sale in Polk County.
How much are seller closing costs in Polk County?
On a $155,000 sale, close to the median home value in Polk County, with a 5% commission, estimated seller costs are about $9,332 (6% of the price). Without commission they are about $1,582. The loan payoff and property tax proration change the final number.
Who pays for title insurance and closing fees in Polk County?
In Polk County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company.
How much are property taxes in Polk County?
The median property tax bill for homeowners in Polk County is $1,597 a year, about 1.04% of the median home value of $154,000 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed in October and due Jan 31 of the following year; the seller credits the buyer for Jan 1 through closing.
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