Free Roma, Texas seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Roma, Texas (Starr County). The calculator applies the local rates for you.
- Median home value
- $87,700
- Transfer tax on $90,000
- None
- Seller costs on $90,000
- About $5,747
- Median property tax bill
- $997 a year
- County
- Starr County
- Population
- 11,635
Roma transfer tax
Texas does not charge a real estate transfer tax, so there is none to pay on a home sale in Roma.
Example Roma seller net sheet
A $90,000 sale, close to Roma's median home value of $87,700, with a 5% commission and a $55,000 mortgage payoff. Seller costs come to about $5,747, or 6.4% of the price.
| Line | Seller |
|---|---|
| Sale price | $90,000 |
| First mortgage payoff | −$55,000 |
| Real estate commission (5%) | −$4,500 |
| Owner's title insurance policy | −$717.06 |
| Settlement / closing fee | −$450 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $29,252.94 |
Who pays what in Roma
Roma closings follow Starr County customs. In Starr County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company.
Property taxes in Roma
The median property tax bill for homeowners in Roma is $997 a year, about 1.14% of the median home value of $87,700 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed in October and due Jan 31 of the following year; the seller credits the buyer for Jan 1 through closing.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Roma seller questions
How much is the transfer tax in Roma, Texas?
Texas does not charge a real estate transfer tax, so there is none to pay on a home sale in Roma.
How much are seller closing costs in Roma?
On a $90,000 sale, close to the median home value in Roma, with a 5% commission, estimated seller costs are about $5,747 (6.4% of the price). Without commission they are about $1,247. The loan payoff and property tax proration change the final number.
What county is Roma in, and does it matter at closing?
Roma is in Starr County, Texas. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Starr County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing.
How much are property taxes in Roma?
The median property tax bill for homeowners in Roma is $997 a year, about 1.14% of the median home value of $87,700 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed in October and due Jan 31 of the following year; the seller credits the buyer for Jan 1 through closing.
Other cities in Starr County
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