Free Swisher County, Texas seller net sheet calculator

Closing costs, transfer taxes and who pays what when selling a home in Swisher County. The calculator applies Texas and Swisher County rates for you.

Calculate your Swisher County net sheet

Median home value
$89,200
Transfer tax on $90,000
None
Seller costs on $90,000
About $5,747
Median property tax bill
$1,555 a year
Owner's title policy
Seller pays
Population
6,981

Swisher County transfer tax

Texas does not charge a real estate transfer tax, so there is none to pay on a home sale in Swisher County.

Example Swisher County seller net sheet

A $90,000 sale, close to the county's median home value of $89,200, with a 5% commission and a $55,000 mortgage payoff. Seller costs come to about $5,747, or 6.4% of the price.

LineSeller
Sale price$90,000
First mortgage payoff−$55,000
Real estate commission (5%)−$4,500
Owner's title insurance policy−$717.06
Settlement / closing fee−$450
Release / satisfaction recording−$30
Wire / courier / payoff processing−$50
Estimated net before property tax prorations$29,252.94
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays what in Swisher County

In Swisher County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company.

Property taxes in Swisher County

The median property tax bill for homeowners in Swisher County is $1,555 a year, about 1.74% of the median home value of $89,200 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed in October and due Jan 31 of the following year; the seller credits the buyer for Jan 1 through closing.

Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.

Swisher County seller questions

How much is the transfer tax in Swisher County, Texas?

Texas does not charge a real estate transfer tax, so there is none to pay on a home sale in Swisher County.

How much are seller closing costs in Swisher County?

On a $90,000 sale, close to the median home value in Swisher County, with a 5% commission, estimated seller costs are about $5,747 (6.4% of the price). Without commission they are about $1,247. The loan payoff and property tax proration change the final number.

Who pays for title insurance and closing fees in Swisher County?

In Swisher County, the seller customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company.

How much are property taxes in Swisher County?

The median property tax bill for homeowners in Swisher County is $1,555 a year, about 1.74% of the median home value of $89,200 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, billed in October and due Jan 31 of the following year; the seller credits the buyer for Jan 1 through closing.

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