Free Essex, Vermont seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Essex, Vermont (Chittenden County). The calculator applies the local rates for you.
- Median home value
- $422,000
- Transfer tax on $420,000
- $4,234
- Seller costs on $420,000
- About $22,025
- Median property tax bill
- $6,566 a year
- County
- Chittenden County
- Population
- 11,497
Essex transfer tax
On a $420,000 sale in Essex, transfer taxes come to $4,234: Property transfer tax (principal residence) and Clean water surcharge (principal residence). By custom the buyer pays it.
| Tax | Rate | Paid by | On $420,000 |
|---|---|---|---|
| Property transfer tax (principal residence) | 0.5% on the first $200,000; 1.25% above | Buyer | $3,750 |
| Clean water surcharge (principal residence) | 0.22% above $200,000 | Buyer | $484 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $0 | $1,735 | $1,735 |
| $420,000 local median value | $0 | $4,234 | $4,234 |
| $500,000 | $0 | $5,410 | $5,410 |
| $1,000,000 | $0 | $12,760 | $12,760 |
Example Essex seller net sheet
A $420,000 sale, close to Essex's median home value of $422,000, with a 5% commission and a $250,000 mortgage payoff. Seller costs come to about $22,025, or 5.2% of the price.
| Line | Seller |
|---|---|
| Sale price | $420,000 |
| First mortgage payoff | −$250,000 |
| Real estate commission (5%) | −$21,000 |
| Settlement / closing fee | −$250 |
| Seller's attorney fee | −$700 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $147,975 |
Who pays what in Essex
Essex closings follow Chittenden County customs. In Chittenden County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by an attorney, and each side normally has its own attorney.
Property taxes in Essex
The median property tax bill for homeowners in Essex is $6,566 a year, about 1.56% of the median home value of $422,000 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; bills issued in late summer with installments through the year.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Essex seller questions
How much is the transfer tax in Essex, Vermont?
On a $420,000 sale in Essex, transfer taxes come to $4,234: Property transfer tax (principal residence) and Clean water surcharge (principal residence). By custom the buyer pays it.
How much are seller closing costs in Essex?
On a $420,000 sale, close to the median home value in Essex, with a 5% commission, estimated seller costs are about $22,025 (5.2% of the price). Without commission they are about $1,025. The loan payoff and property tax proration change the final number.
What county is Essex in, and does it matter at closing?
Essex is in Chittenden County, Vermont. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Chittenden County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing.
How much are property taxes in Essex?
The median property tax bill for homeowners in Essex is $6,566 a year, about 1.56% of the median home value of $422,000 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; bills issued in late summer with installments through the year.
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