Free Half Moon Bay, California seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Half Moon Bay, California (San Mateo County). The calculator applies the local rates for you.
- Median home value
- $1,467,000
- Transfer tax on $1,465,000
- $1,612
- Seller costs on $1,465,000
- About $74,967
- Median property tax bill
- more than $10,000 a year
- County
- San Mateo County
- Population
- 11,324
Half Moon Bay transfer tax
On a $1,465,000 sale in Half Moon Bay, transfer taxes come to $1,612: County documentary transfer tax. By custom the seller pays it.
| Tax | Rate | Paid by | On $1,465,000 |
|---|---|---|---|
| County documentary transfer tax | $1.10 per $1,000 ($0.55 per $500) | Seller | $1,611.50 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $275 | $0 | $275 |
| $500,000 | $550 | $0 | $550 |
| $1,000,000 | $1,100 | $0 | $1,100 |
| $1,465,000 local median value | $1,611.50 | $0 | $1,611.50 |
Example Half Moon Bay seller net sheet
A $1,465,000 sale, close to Half Moon Bay's median home value of $1,467,000, with a 5% commission and an $880,000 mortgage payoff. Seller costs come to about $74,967, or 5.1% of the price.
| Line | Seller |
|---|---|
| Sale price | $1,465,000 |
| First mortgage payoff | −$880,000 |
| Real estate commission (5%) | −$73,250 |
| County documentary transfer tax | −$1,611.50 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$75 |
| Estimated net before property tax prorations | $510,033.50 |
Who pays what in Half Moon Bay
Half Moon Bay closings follow San Mateo County customs. In San Mateo County, the buyer customarily pays the owner's title policy. The escrow fee is customarily paid by the buyer. Closings are usually handled by an escrow company.
Property taxes in Half Moon Bay
The median property tax bill for homeowners in Half Moon Bay is more than $10,000 a year (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; installments due Nov 1 (Jul-Dec) and Feb 1 (Jan-Jun). Seller credits buyer for the unpaid part of the current installment; supplemental taxes are billed to the buyer after closing.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the escrow company.
Half Moon Bay seller questions
How much is the transfer tax in Half Moon Bay, California?
On a $1,465,000 sale in Half Moon Bay, transfer taxes come to $1,612: County documentary transfer tax. By custom the seller pays it.
How much are seller closing costs in Half Moon Bay?
On a $1,465,000 sale, close to the median home value in Half Moon Bay, with a 5% commission, estimated seller costs are about $74,967 (5.1% of the price). Without commission they are about $1,717. The loan payoff and property tax proration change the final number.
What county is Half Moon Bay in, and does it matter at closing?
Half Moon Bay is in San Mateo County, California. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In San Mateo County, the buyer customarily pays the owner's title policy. The escrow fee is customarily paid by the buyer.
How much are property taxes in Half Moon Bay?
The median property tax bill for homeowners in Half Moon Bay is more than $10,000 a year (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; installments due Nov 1 (Jul-Dec) and Feb 1 (Jan-Jun). Seller credits buyer for the unpaid part of the current installment; supplemental taxes are billed to the buyer after closing.
Other cities in San Mateo County
- San Mateo
- Daly City
- Redwood City
- South San Francisco
- San Bruno
- Pacifica
- Menlo Park
- Foster City
- Burlingame
- San Carlos
- East Palo Alto
- Belmont
Cities near Half Moon Bay
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