Free Miami-Dade County, Florida seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Miami-Dade County. The calculator applies Florida and Miami-Dade County rates for you.
- Median home value
- $425,400
- Transfer tax on $425,000
- $2,550
- Seller costs on $425,000
- About $24,719
- Median property tax bill
- $3,516 a year
- Owner's title policy
- Buyer pays
- Population
- 2,685,296
Miami-Dade County transfer tax
On a $425,000 sale in Miami-Dade County, transfer taxes come to $2,550: Documentary stamp tax on deed (Miami-Dade, single-family residence). By custom the seller pays it. A buyer who finances 80% of the price also pays $1,870 in mortgage taxes (Documentary stamp tax on note (new mortgage) and Intangible tax on new mortgage).
| Tax | Rate | Paid by | On $425,000 |
|---|---|---|---|
| Documentary stamp tax on deed (Miami-Dade, single-family residence) | $0.60 per $100 (houses, townhomes, condo and co-op units) | Seller | $2,550 |
| Documentary stamp tax on note (new mortgage) | $0.35 per $100 | Buyer | $1,190 |
| Intangible tax on new mortgage | $2.00 per $1,000 | Buyer | $680 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $1,500 | $0 | $1,500 |
| $425,000 local median value | $2,550 | $0 | $2,550 |
| $500,000 | $3,000 | $0 | $3,000 |
| $1,000,000 | $6,000 | $0 | $6,000 |
Example Miami-Dade County seller net sheet
A $425,000 sale, close to the county's median home value of $425,400, with a 5% commission and a $255,000 mortgage payoff. Seller costs come to about $24,719, or 5.8% of the price.
| Line | Seller |
|---|---|
| Sale price | $425,000 |
| First mortgage payoff | −$255,000 |
| Real estate commission (5%) | −$21,250 |
| Documentary stamp tax on deed (Miami-Dade, single-family residence) | −$2,550 |
| Settlement / closing fee | −$550 |
| Release / satisfaction recording | −$18.50 |
| Municipal lien search | −$150 |
| Deed preparation | −$150 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $145,281.50 |
Who pays what in Miami-Dade County
Buyer customarily pays the owner's policy and chooses the closing agent in Miami-Dade County. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company or attorney.
Miami-Dade doc stamps: $0.60/$100 on single-family; $0.60 + $0.45 surtax on other property. Buyer customarily pays title.
Property taxes in Miami-Dade County
The median property tax bill for homeowners in Miami-Dade County is $3,516 a year, about 0.83% of the median home value of $425,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Miami-Dade County Tax Collector bills Nov 1 (4% discount in Nov, 3% Dec, 2% Jan, 1% Feb; due Mar 31).
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Miami-Dade County seller questions
How much is the transfer tax in Miami-Dade County, Florida?
On a $425,000 sale in Miami-Dade County, transfer taxes come to $2,550: Documentary stamp tax on deed (Miami-Dade, single-family residence). By custom the seller pays it. A buyer who finances 80% of the price also pays $1,870 in mortgage taxes (Documentary stamp tax on note (new mortgage) and Intangible tax on new mortgage).
How much are seller closing costs in Miami-Dade County?
On a $425,000 sale, close to the median home value in Miami-Dade County, with a 5% commission, estimated seller costs are about $24,719 (5.8% of the price). Without commission they are about $3,469. The loan payoff and property tax proration change the final number.
Who pays for title insurance and closing fees in Miami-Dade County?
Buyer customarily pays the owner's policy and chooses the closing agent in Miami-Dade County. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company or attorney.
How much are property taxes in Miami-Dade County?
The median property tax bill for homeowners in Miami-Dade County is $3,516 a year, about 0.83% of the median home value of $425,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Miami-Dade County Tax Collector bills Nov 1 (4% discount in Nov, 3% Dec, 2% Jan, 1% Feb; due Mar 31).
Cities in Miami-Dade County
- Miami
- Hialeah
- Miami Gardens
- Homestead
- Doral
- Miami Beach
- Kendall
- North Miami
- The Hammocks
- Fountainebleau
- Westchester
- Kendale Lakes
- Tamiami
- Country Club
- Coral Gables
- Cutler Bay
- North Miami Beach
- Princeton
- Aventura
- South Miami Heights
- Richmond West
- Kendall West
- Golden Glades
- Miami Lakes
- West Little River
- Leisure City
- Ives Estates
- Palmetto Bay
- Coral Terrace
- Hialeah Gardens
- Sunny Isles Beach
- The Crossings
- Sweetwater
- Pinecrest
- Country Walk
- Glenvar Heights
- Pinewood
- Ojus
- Palmetto Estates
- Opa-locka
- Three Lakes
- Brownsville
- Key Biscayne
- Gladeview
- Naranja
- Miami Springs
- Sunset
- South Miami
- Olympia Heights
- Florida City
- Goulds
- Miami Shores
- Westview
- Westwood Lakes
- North Bay Village
- West Miami
- Bay Harbor Islands
- Surfside
- Biscayne Park
- Bal Harbour
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