Free Gray County, Kansas seller net sheet calculator

Closing costs, transfer taxes and who pays what when selling a home in Gray County. The calculator applies Kansas and Gray County rates for you.

Calculate your Gray County net sheet

Median home value
$174,700
Transfer tax on $175,000
None
Seller costs on $175,000
About $9,513
Median property tax bill
$2,461 a year
Owner's title policy
Split 50/50
Population
5,696

Gray County transfer tax

Kansas does not charge a real estate transfer tax, so there is none to pay on a home sale in Gray County.

Example Gray County seller net sheet

A $175,000 sale, close to the county's median home value of $174,700, with a 5% commission and a $105,000 mortgage payoff. Seller costs come to about $9,513, or 5.4% of the price.

LineSeller
Sale price$175,000
First mortgage payoff−$105,000
Real estate commission (5%)−$8,750
Owner's title insurance policy−$346.88
Settlement / closing fee−$350
Release / satisfaction recording−$21
Wire / courier / payoff processing−$45
Estimated net before property tax prorations$60,487.12
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays what in Gray County

In Gray County, the buyer and seller customarily split the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.

Property taxes in Gray County

The median property tax bill for homeowners in Gray County is $2,461 a year, about 1.41% of the median home value of $174,700 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Dec 20 and May 10; seller credits buyer for unpaid days.

Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.

Gray County seller questions

How much is the transfer tax in Gray County, Kansas?

Kansas does not charge a real estate transfer tax, so there is none to pay on a home sale in Gray County.

How much are seller closing costs in Gray County?

On a $175,000 sale, close to the median home value in Gray County, with a 5% commission, estimated seller costs are about $9,513 (5.4% of the price). Without commission they are about $763. The loan payoff and property tax proration change the final number.

Who pays for title insurance and closing fees in Gray County?

In Gray County, the buyer and seller customarily split the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.

How much are property taxes in Gray County?

The median property tax bill for homeowners in Gray County is $2,461 a year, about 1.41% of the median home value of $174,700 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Dec 20 and May 10; seller credits buyer for unpaid days.

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